Sozishnomai qarzii kull dar borai peshnihodi qarz tariqi muzoyadai qarzi № _

az “___”______________ soli 2018                                                                            sh. Dushanbe

Bonki millii Tojikiston dar simoi Raisi Bonki millii Tojikiston Nurmahmadzoda J., ki minbad “BMT” nomida shuda, dar asosi Qonuni Jumhurii Tojikiston “Dar borai Bonki millii Tojikiston” amal mekunad, az yak taraf va Jamiyati sahomii pushidai “Tojbonk” dar simoi Raisi Bonk Safarov Safar Safarovich, ki dar asosi Oinnoma amal mekunad va minbad “Bonk” nomida meshavad, va minbad dar yakjoyagi “Tarafho”, dar asosi Dasturamali №220 “Dar borai amaliyoti kutohmuhlati boztamvil” (minbad – Dasturamal) bo sharthoi zerin dar borai muzoyadai qarzi Sozishnomai qarzii kull (minbad – Sozishnoma) ba imzo rasonidand:

1. Mavzui Sozishnoma

1.1 Mavzui Sozishnomai mazkur muayyan namudani shartho va tartibi az jonibi BMT peshnihod namudani qarz ba Bonk az rui natijahoi muzoyadai qarzi tariqi Nizomi avtomatishudai savdo (minbad – “NAS”) va tanzimi munosibathoi huquqii az on baroyanda meboshad.

2. SHarthoi peshnihodi qarz

2.1. Tartibi giriftan va pardokht namudani qarz bo Dasturamal, talaboti kor bo NAS va Sozishnomai mazkur ba tanzim darovarda meshavad.

2.2. Qarz tariqi muzoyadahoi qarzi bo maqsadi dastgirii kutohmuddati moliyavii Bonk bo puli milli doda meshavad.

2.3. Baroi giriftani qarz Bonk boyad ba talaboti bandi 6 Dasturamal muvofiqat namoyad.

2.4. Baroi giriftani qarz tibqi Sozishnomai mazkur, Bonk boyad ba BMT tariqi NAS dar ruzi barguzorii muzoyadai qarzi darkhost peshnihod kunad. Badi ba okhir rasidani vaqti qabuli darkhostho, Bonk nametavonad darkhost peshnihod kunad yo onro tagyir dihad.

2.5. Bonk metavonad ba muzoyada tanho yak darkhost peshnihod kunad, ki on bebozkhond ba hisob meravad.

2.6. Zakhirahoi qarzi az rui natijahoi muzoyada tahti taminot bo meyori foizi ustuvor yo meyori foizii peshnihodshuda doda meshavand.

2.7. Natijahoi muzoyadai qarzi az jonibi BMT ba malumoti Bonk tariqi NAS rasonida meshavad.

2.8. Darkhosti Bonke, ki dar muzoyadai qarzi golib omadaast, az jonibi  BMT qone karda meshavad.

2.9. Zakhirahoi qarzi az rui natijai muzoyadai guzaronida dar ruzi barguzorii on badi az jonibi BMT  band (blokirovka) kardani kogazhoi qimatnok, mablaghoi pulii Bonk, ki ba sifati taminoti qarz peshnihod megardand, ba surathisobi murosilotii Bonk dar BMT intiqol doda meshavand.

3. Taminoti qarz

3.1. Tamini ijroi uhdadorihoi ba khud giriftai Bonk oidi bargardonidani qarz (qarzi asosi, foiz, jarima) az rui darkhosti peshnihodshuda, doroihoi Bonk meboshad, ki dar bobi 3 Dasturamal muqarrar shudaast. Nomgui mushakhkhasi doroiho (vositaho), baroi taminoti uhdadorihoi Bonk az rui har yak qarzi giriftashuda dar darkhosti Bonk muqarrar karda meshavand.

3.2. Doroihoi (vositahoi) Bonk, ki taminoti qarz meboshand bo nazardoshti koeffitsienti islohii az jonibi Bonki millii Tojikiston muqarrarshuda peshnihod gardida, dar berunnavis (ticket) qayd karda meshavad.

4. SHarthoi pardokhti qarz

4.1. Pardokhti mablagi qarzi asosi va foizi on az jonibi Bonk dar ruzi anjomyobii muhlati pardokhti qarz to okhiri ruzi amaliyoti bo rohi guzaronidani mablaghoi puli az surathisobi murosilotii Bonk bo puli milli ba hisobi dakhldori BMT amali megardad.

4.2. Agar tarikhi pardokhti mablagi qarzi asosi va foizhoi hisobshudai on ba ruzi id, gayrikori yo istirohat rost oyad, on goh pardokhti mablagi qarzi asosi va foizhoi hisobshudai on (baroi tamomi davrai istifoda shudani on) dar ruzi oyandai kori amali megardad.

4.3. Dar surati az jonibi Bonk ijro nagardidan yo ba tavri munosib ijro nagardidani uhdadoriho oid ba bozgardonii qarz, az hajmi baqiyai qarzi takhiraftoda jarima hisob karda meshavad. Jarima baroi har ruzi taqvimi (to purra qone gardonidani talaboti BMT) hisob karda meshavad. Jarima dar hajmi 0,1 foiz baroi har ruzi takhiraftoda hisob karda meshavad.

4.4. Dar surati sarivaqt va purra az jonibi Bonk ijro gardidani uhdadoriho oid ba mablagi qarzi asosi va foizhoi hisobshudai on, BMT kogazhoi qimatnok, mablaghoi pulii Bonkro, ki baroi tamini qarz peshnihod gardidand va bandshuda budand (blokirovka) ozod menamoyad.

4.5. Bonk metavonad pesh az muhlat uhdadoriro (qarzi asosi, foizhoro) qisman yo purra pardokht namoyad.

4.6. Hangomi dar muhlati muqarrarshuda ijro nagardidani uhdadorihoi Bonk baroi bozgardonii mablagi qarzi asosi va foizhoi hisobshudai on, Bonk ba BMT huquq medihad, ki shuru az lahzai az jonibi Bonk ijro nashudani uhdadoriho, az surathisobi murosilotii Bonk dar BMT bo puli milli va asori khoriji mablaghoro dar hajme, ki baroi pardokhti mablagi qarzi asosi va foizhoi hisobshudai on yo jarima zarur ast, ba tavri bechunucharo ruyonad.

4.7. Dar holati pardokht nagardidani uhdadoriho (qarzi asosi, foizhoi hisobshudai on va jarima) binobar nokifoya budani mablag dar surathisobhoi murosilotii Bonk dar BMT, Bonk rozigi medihad, ki BMT pardokhti uhdadorihoi nopardokhtai Bonkro (qarzi asosi, foizhoi hisobshudai on va jarima) az hisobi mablaghoi pulii Bonk dar surathisobhoi on, ki baroi tamini qarz peshnihod gardidand va bandshuda budand ba tavri bechunucharo ruyonad.

4.8. Dar holati pardokht nagardidani uhdadoriho (qarzi asosi, foizhoi hisobshudai on va jarima) binobar nokifoya budani mablag dar surathisobhoi murosilotii Bonk dar BMT az jumla digar surathisobhoi on, BMT pardokhti uhdadorihoi nopardokhtai Bonkro (qarzi asosi, foizhoi hisobshudai on va jarima) az hisobi kogazhoi qimatnoke, ki hamchun garav baroi tamini qarz peshnihod gardidand va bandshuda budand bo tartibi gayrisudi meruyonad.

5. Uhdadori va huquqhoi tarafho

5.1. Tarafho uhdadori va huquqhoro tibqi Dasturamal, Sozishnomai mazkur, digar sanadhoi meyorii huquqii Bonki millii Tojikiston va qonunguzorii Jumhurii Tojikiston muayyan mekunand.

5.2. Tarafho baroi durusti, sarivaqti va makhfiyati amalhoe, ki kormandonashon vobasta ba guzaronidani amaliyoti giriftan va pardokht kardani zakhirahoi qarzii BMT anjom medihand, tibqi Dasturamal va Sozishnomai mazkur purra masuliyat ba zimma dorand.

5.3. BMT uhdador meshavad:

5.3.1. Mablagi qarzro az rui natijahoi muzoyadai barguzorshuda ba surathisobi murosiloti bo puli milli ba Bonk bo nazardoshti taminoti peshnihodshudai on guzaronad.

5.3.2. Dar surati peshnihod namudani qarz tahti tamini Vekselhoi Hazinadorii davlatii Vazorati moliyai Jumhurii Tojikiston, kogazhoi qimatnoki Bonki millii Tojikiston, mablaghoi pulie, ki dar surathisobhoi on dar BMT mavjudand, bo tartibi muqarrarshuda doroihoi mazkurro band (blokirovka) namoyad. Ba baqiyai mablaghoi puli dar surathisobhoi Bonk, ki baroi tamini qarz peshnihod gardidand va bandshuda budand (blokirovka) foiz hisob karda nameshavad.

5.3.3. Dar surati sarivaqt va purra ijro shudani uhdadorihoi Bonk, kogazhoi qimatnok, mablaghoi pulii Bonkro, ki baroi tamini qarz peshnihod gardidand va bandshuda budand (blokirovka) ozod namoyad.

5.4. BMT huquq dorad:

5.4.1. Dar surati nokifoya budani mablagi umumii taminoti qarz yo bo sababi gunogun past shudani arzishi on, az Bonk purra namudani on yo ivaz kardani onro ba taminoti hamarzish talab namoyad.

5.4.2. Hangomi az jonibi Bonk dar muhlati muqarrarshuda pardokht nashudani qarz, mablagi uhdadoriro (qarzi asosi, foiz, jarima) be ogohii peshaki az hamai surathisobhoi murosilotii dar BMT mavjudbudai Bonk sitonad.

5.4.3. Dar surati pardokht nashudani uhdadorihoi Bonk tibqi bandi 5.4.2. mablagi uhdadorihoi Bonkro (qarzi asosi, foiz, jarima) az hisobi mablaghoi pulii Bonk dar surathisobhoi on, ki baroi tamini qarz peshnihod gardidand va bandshuda budand (blokirovka) ba tavri bechunucharo ruyonad.

5.4.4. Dar holati pardokht nagardidani uhdadoriho binobar nokifoya budani mablag dar surathisobhoi murosilotii Bonk dar BMT az jumla digar surathisobhoi on, ki baroi tamini qarz peshnihod gardidand va bandshuda budand (blokirovka) pardokhti uhdadorihoi nopardokhtai Bonkro (qarzi asosi, foizhoi hisobshudai on va jarima) az hisobi kogazhoi qimatnoke, ki hamchun garav baroi tamini qarz peshnihod gardidand va bandshuda budand (blokirovka) bo tartibi gayrisudi ruyonad.

5.5. Bonk uhdador ast:

5.5.1. Baroi ishtirok dar muzoyadai qarzi to soati 10:00 bo tartibi muqarrarshuda tariqi NAS tibqi talaboti Dasturamal va Sozishnomai mazkur darkhost peshnihod namoyad.

5.5.2. Ba BMT tibqi bobi 3 Dasturamal baroi taminoti qarz doroihoi (vositahoi) khudro peshnihod kunad.

5.5.3. Baroi band kardani Vekselhoi Hazinadorii davlatii Vazorati moliyai Jumhurii Tojikiston, kogazhoi qimatnoki Bonki millii Tojikiston, mablaghoi pulii dar surathisobhoi Bonk dar BMT mavjudbuda, ki az jonibi Bonk ba sifati tamini qarz peshnihod megardand, rozigi dihad.

5.5.4. Ba BMT qarz va foizi istifodai onro bo rohi guzaronidani mablag ba surathisobi dakhldor dar muhlati muqarrarshuda bargardonad.

5.5.5. Hamai shartu talaboti Dasturamal va Sozishnomai mazkurro rioya namoyad.

5.6. Bonk huquq dorad:

5.6.1. Tibqi natijahoi muzoyadai qarzi dar surati rioyai sharthoi Dasturamal va Sozishnomai mazkur az BMT qarz girad.

5.6.2. Qarz va foizi istifodai onro pesh az muhlat pardokht namoyad.

5.6.3. Dar surati sarivaqt yo pesh az muhlat purra pardokht kardani qarz va foizi istifodai on, az BMT ozod namudani kogazhoi qimatnok, mablaghoi puliro, ki baroi tamini qarz peshnihod gardidand va bandshuda budand (blokirovka) talab namoyad.

6. SHarthoi makhsus

6.1. Dar surati ba miyon omadani holathoi quvvai rafnashavanda (holathoi favquloda), ki ba on ba tavri mustaqim yo gayrimustaqim holathoi doroi khususiyati favquloda, az jumla zaminjunbi va digar ofathoi tabii, amalu qarorhoi maqomoti davlati, amaliyoti harbi va betartibihoi ommavi sabab megardad va Tarafhoi Sozishnomai mazkur baroi nazorati onho imkoniyat nadorand va in holatho ba ijro shudani uhdadorihoi onho az rui Sozishnomai mazkur mone megardad, muhlati ijroi in uhdadoriho mutanosiban ba vaqti amali in holathoi favquloda mavquf guzoshta meshavad, vale tanho ba on andozae, ki onho baroi dar muhlat ijro shudani Sozishnomai mazkur yo on qismati on, ki boyad badi ba miyon omadani in holathoi favquloda ijro megardid, tasir rasonand.

6.2. Tarafhoi Sozishnomai mazkur boyad betakhir dar davomi ruzi kori yakdigarro dar borai ogozi holathoi favqulodae, ki ba ijro gardidani uhdadorihoi onho az rui Sozishnomai mazkur mone megardand va dar borai anjomyobii onho dar oyanda dar shakli shifohi va khatti khabar dihand.

6.3. Az jonibi yake az Tarafho ijro nagardidani uhdadoriho az rui Sozishnomai mazkur vayron kardani Sozishnomai mazkur ba hisob nameravad, agar ba in holathoi favquloda sabab shavand, ba sharte ki Tarafi ba holati favquloda duchorshuda sarivaqt hamai chorahoi zaruriro baroi rafi in guna oqibatho andeshad.

7. Nuqsoni tekhniki

7.1. Dar holati ba miyon omadani nuqsoni tekhniki dar joyi korii Bonk va omoda karda natavonistani hujjathoi elektroni, Bonk boyad sarivaqt ba BMT dar borai on khabar dihad va faoliyati benuqsoni joyi koriro bo nuskhai ehtiyotii taminoti barnomavi barqaror namoyad.

7.2. Dar holati sar zadani nuqsoni tekhnikii NAS dar BMT, ki dar natijai on korkardi hujjathoi elektroni gayriimkon megardad, BMT metavonad bo farmoishi rohbariyati BMT dodani qarzro to barqarorshavii faoliyati NAS dar BMT bozdorad yo dodani qarzro dar asosi darkhosti giriftani qarz, ki Bonk dar shakli kogazi peshnihod kardaast, amali namoyad (Zamimai 1).

8. Ikhtilofot va bahsi tarafho

8.1. Ikhtilofot va bahshoero, ki dar rafti ijroi sharthoi Sozishnomai mazkur ba miyon meoyand, Tarafho peshaki bo maqsadi paydo kardani halli qobili qabuli onho hallu fasl menamoyand.

8.2. Dar surati bo rohi sozish ba muvofiqa naomadan, ikhtilofot va bahsi Tarafho bo tartibi muqarrarkardai qonunguzorii Jumhurii Tojikiston dar Sudi Olii iqtisodii Jumhurii Tojikiston barrasi karda meshavad.

9. Digar shartho

9.1. Bo rozigii Tarafho ba sharthoi Sozishnomai mazkur tagyiru ilovaho vorid kardan mumkin ast.

9.2. Hamai tagyiru ilovaho ba Sozishnomai mazkur on vaqt etibor dorand, ki agar dar shakli khatti surat girifta, az jonibi Tarafho imzo shuda boshand.

9.3. Sozishnomai mazkur dar du nuskha, ki har kadom etibori yagonai huquqi dorand, tahiya gardidaast va yak nuskhai on dar BMT monda, nuskhai digar ba Bonk doda meshavad.

10. 10. Muhlati amali Sozishnoma va tartibi bekor kardani on

10.1. Sozishnomai mazkur az lahzae, ki onro Tarafho imzo mekunand,  amal mekunad. Qat gardidani amali Sozishnomai mazkur uhdadorihoi Bonkro oid ba bargardonidani qarzi qablan giriftai vay va rioyai sharthoi tamini on, ki Sozishnomai mazkur peshbini kardaast, inchunin uhdadorihoi BMT-ro oid ba ozod kardani doroihoi bonk, ki baroi tamini qarz peshnihod gardidand bo tartibi muayyankardai Sozishnomai mazkur qat namesozad.

10.2. BMT huquq dorad yaktarafa biduni peshaki ogoh kardani Bonk Sozishnomai mazkurro dar holathoi zerin bekor namoyad:

– ijro nakardani talaboti Dasturamal va sharthoi Sozishnomai mazkur az jonibi Bonk;

– bozkhondi ijozatnomai Bonk baroi guzaronidani amaliyoti bonki, ki BMT dodaast;

– qat gardidani faoliyati Bonk hamchun shakhsi huquqi tibqi qonunguzorii amalkunandai Jumhurii Tojikiston;

– muflis elon shudani Bonk.

11. Nishonii huquqi va mushakhkhasoti Tarafho

Namuna

Zamima ba Sozishnomai qarzii kull dar baroi muzoyadai qarzi №_____

Darkhosti №____

ba Sozishnomai qarzii kull

dar baroi muzoyadai qarzi №_____

az “__”__________ soli 2017                                                                                      sh. Dushanbe

Bonk: __________

1. Hohish menamoyad, ki dar hajmi __________ (bo huruf) somoni qarz doda shavad.
2. Tarikhi dodani qarz: “__”__________ soli 2017.
3. Tarikhi pardokhti qarz: “__”__________ soli 2017.
4. Meyori foizi qarz: __ foizi solona.
5. Mablagi foizi qarz: __________ (bo huruf) somoni.
6. Baroi taminnokii qarz doroihoi (vositahoi) zerin peshnihod karda meshavand:

a) Kogazhoi qimatnok:

№	Navi VHD VMJT yo KQ BMT	Raqami qayd	Tarikhi barorish	Tarikhi pardokht	Miqdor (adad)	Mablag az rui nominal (bo somoni)
1	VHD VMJT					0,00
2	KQ BMT					0,00
H	Hamagi	H	H	H	H	0,00

b) Asori khoriji:

Surathisobhoi murosiloti

№20602840__________

№20602978__________

№20602826__________

№20602810__________

№	Navi asor	Mablag
1	Dollari IMA	0,00
2	EVRO	0,00
3	Funt sterlingi Ingliston	0,00
4	Rubli Rusiya	0,00
H	Hamagi (hamarzish bo somoni)	0,00

v) Amonat bo puli milli:

Surathisobho

№_______________

№_______________

7. Hangomi nokifoya budani mablag dar surathisobi murosilotii Bonk dar BMT, Bonk ba BMT huquq medihad, ki pardokhti uhdadorihoi nopardokhtai Bonkro (qarzi asosi, foizhoi hisobshudai on va jarima)az hisobi mablaghoi pulii Bonk dar surathisobhoi dar bandi 6 darkhosti mazkur zikrshuda, ki baroi tamini qarz peshnihod gardidand va bandshuda budand (blokirovka) ba tavri bechunucharo ruyonad.
8. Dar holati purra pardokht nagardidani uhdadorihoi Bonk binobar nokifoya budani mablag dar surathisobhoi on dar BMT az jumla surathisobhoi on, ki baroi tamini qarz peshnihod gardidand va bandshuda budand, pardokhti qarzro az hisobi kogazhoi qimatnoke, ki dar bandi 6 darkhosti mazkur zikrshuda bo tartibi gayrisudi ruyonad.

            ______________ (vazifa) ____________ (nomu nasab) ______ (imzo)