MANIKYUR, nigohubini makhsusi nokhunhoi dast. Manikyurro badi har 7 – 10 ruz in tavr kardan mumkin ast: bo atseton yo halkunandai makhsus loki peshtararo toza namuda, nokhunhoro bo qaychi yo nokhungirak to haddi dilkhoh kutoh mekunand. Nokhuni angushtoni gafsu kutohro darozi bayzashakl va nokhuni angushtoni borikro girda kardan lozim ast. …

Har yak kormandi navi ba kor ba bakhshi bonkdorii korporativii vohidi amaliyotii Tashkilot qabul shudaast (bo darnazardoshti guzaronidani kormandi bakhshi digari Tashkilot, baroi kori minbada ba bakhshi qarzi), boyad az omuzishi nazariyavi – tajribavii qarzdihi ba tijorati khurdtarin va khurd guzarad, ki az rui natijahoi on, hujjati dakhldor barasmiyat darovarda …

Ba shakhsi digar suporidani sanduqi qarzi, in purra yo qisman suporidani qarzgirandagon va parvandai qarzii onho az yak eksperti qarzi ba eksperti qarzii digari bakhshi bonkdorii korporativii vohidi amaliyotii Tashkilot meboshad. Suporidani sanduqi qarzi dar holathoi zerin zarur shumorida meshavad: Eksperti qarzi purra sanduqi qarzii kheshro, binobar sababi guzashtanash ba …

Muqararoti umumi:  Agar qarz batakhir meaftad yo khud intizor meravad, ki binobar sababi gayri chashmdosht bad shudani vazi moliyavii qarzgiranda chunin holat rukh medihad, bonk metavonad sharthoi muayyani judokunii qarzro baroi qarzi dakhldor, az nav dida baroyad va in holatro tajdidi karz meguyand. CHunin az nav dida baromadan tadbiri nihoi mahsub meshavad …

Maqsadi asosii nazorati dokhili az on iborat ast, ki khavfhoi amaliyotiro bozdorad va ba haddi aqal rasonad. Havfi amaliyotii qarzdihi, ba az dast dodani qarz (hajmi mablagi asosi va foizho) bastagi dorad, ki dar natijai qabul namudani qarori noshaffof, rioya nakardani tartiboti dar Nizomnomai mazkur darj gardida, qallobi, suistifodabari va …

Muqarraroti umumi: Doimo dar aloqa budani eksperti qarzi bo qarzgirandagoni khesh, ba sari vaqt muayyan namudani khavfho va ba dar holati ibtidoii sar zadanii qaziyaho, az jonibi Bonk andeshidani tadbirhoi dakhldori javobi, musoidat menamoyad. In aloqai doimi, tariqi az jonibi eksperti qarzi muntazam nazorat kardani pardokhti qarz az tarafi qarzgiranda  va …

Taminoti garavii manqul dar se holat sitonida meshavad:       a) Agar qarzgiranda bo tartibu intizomi khud nishon medihad, ki u niyat nadorad bo bonk hamkori namoyad;     b) Agar dar rafti monitoringi tijorat va khojagii manzilii qarzgiranda, eksperti qarzi bovari hosil menamoyad, ki batakhiraftii qarzi mazkur khatarnok …

Pardokht namudani mablagi asosii qarz az surathisobi dar bonk doshtai shakhsi qarzgir, bo usul va dar asosi hujjathoi zerin surat megirad: a) az surathisobhoi shakhsi qarzgir (hisobhoi pasandozi, hisobhoi pasandozii darkhostshavanda, hisobhoi pasandozii muhlatnok) az muzdi mehnati dar asosi suporishnomai khatti ba hisob guzaronida shuda, agar dar shartnomai qarzi chunin …

 Muqararroti umumi: SHartnomai qarzi hamchun hujjati asosii qarzi, boyad dar ravandi barasmiyat darovardani hujjatho az jonibi eksperti qarzii masul yo kormande, ki ba omoda kardani hujjatho mashgul ast, bad az qabul shudani qaror doir ba dodani qarz, tayyor karda shavad. Boyad on shakli shartnomai qarzi va hujjatho istifoda shavand, ki az …

Muqararoti umumi Qarzhoro metavon ba tavri naqdi va gayri naqdi peshnihod kard.  Ravandi  peshnihodi qarz Peshnihodi  qarz ba tavri naqdi Vositahoi qarzi az surathisobi qarzii qarzgiranda debet kunonida shuda ba hisobi pasandozi darkhostshavandai qarzgiranda kredit kunonida meshavand. Bad az hisobi pasandozi darkhostshavandai qarzgiranda tariqi khazina ba tavri naqdi doda meshavad. …