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Qarzhoi khurdtarin va khurd chist?

Qarzhoi khurdtarin dar doirai mahdudiyathoi zerin metavonand az jonibi ekspertoni qarzi barrasi shavand:

a) Ekspertoni qarzie, ki dar sohai qarzdihii khurdtarin tajribai korii kamtar az shash moha dorand, metavonand ba mablagi to 5 000 (panj hazor) dollari IMA qarz peshnihod namoyand va dar muddati shash mohi kori boyad sanduqi qarzii na kamtar az 500 000 (panjsad hazor) somoni va yo mubodilai on bo digar asorro tashkil dihand bo miqdori na kamtar az 40 qarzgiranda;

Vobasta ba donishu malakai eksperti karzii vohidi amaliyoti bo peshnihodi Mudiriyati rushdi mahsulothoi bonki mumkin ast, ki mablagi muayyanshuda baroi peshnihodi qarz tagyir doda shavad.

b) Ekspertoni qarzie, ki dar sohai qarzdihii khurdtarin tajribai korii beshtar az shash moh dorand, metavonand ba mablagi to 20 000 (bist hazor) dollari IMA qarz peshnihod namoyand, ba sharte, ki agar dar tuli shash mohi avvali faoliyati khesh ba khatogiho roh nadoda boshand va donishu malakai lozimiro sohib gashta boshand. Haddi aqali sanduqi qarzii onho dar tuli 12- moh boyad na kamtar az 1 200 000 (yak millionu dusad hazor) somoni va yo mubodili on bo digar asorro tashkil dihad. Dar in mavrid tavsiyai namoyandai Mudiriyati rushdi mahsulothoi bonki, ki sarparastii vohidi amaliyotiro ba uhda dorad, boyad girifta shavad. Hamzamon hangomi muqarrar namudani salohiyati mustakilona baroi guzaronidani tahlili moliyavi-khojagidorii qarzgiranda, guzashtani darshoi makhsusi tahiyashuda(M1 va M2) hatmi meboshad.

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