Dar kujo behtarash amonat guzosht?

Dar urfiyati mardumi sodda chunin ast, ki onho pulhoyashonro dar tagi bolisht (tagsari) nigoh medorand, ki in amal dar baze vaqt khatarnoku kamsamar ast. Lek guft, ki nigoh doshtani mablag dar bonk niz 100%-a bekhataru khele mufid guftan nodurust ast. CHunki bonkho ham muflis meshavand va dar baze holatho hatto kishvarho kharobu pareshon meshavand, ki dar natija amonathoi dar bonkho guzoshtashuda nobutu beqadr meshavand.

Dar khona amonatro nigoh doshtan niz yak qator khatar dorad va bar ilovai in masalai az dast dodani foidai ilovagi az hisobi nagiriftani foizi amonat vujud dorad. Baroi hamin ham masalai intikhobi shakli nigahdorii pul ba sifati amonat masalai hasos ast.

Baroi intikhobi joyi behtarin bo maqsadi nigahdori amonat malumotu savodi khubro talab mekunad va har kase, ki masalahoi bonki, moliyavi, siyosi, iqtisodiro khub dark menamoyad dar intikhobi joyi behtarini amonatguzori khatogi namekunad.

SHumo shoyad voqif boshed, ki bar asosi posh khurdani Ittihodi shuravi bonkhoi kishvar muflis shudand va bar asari tavarrum amonathoi mardum to hazoron marotiba bequrb shudand. Inchunin chikhele, ki malum ast solhoi okhir bar asosi buhroni iqtisodi dar Tojikiston az soli 2015 injonib yakchand bonkhoi kalontarini kishvar ba mardum mablaghoi amonatii onhoro sarivaqt va purra bargardonida nametavonand, ki jumlai onho in Agroinvestbonk, TojikisodirotBonk, Fononbonk va Tadjprombonk meboshand.

Baroi donistan oidi on, ki ba kadom joy mablagro amonat guzosht, dar borai mavzui.nozukihoi amonatgukhori malumot bikhoned.

YAkchand nozukihoro hangomi intikhobi joyi amonatguzoriro ba nazar gired!

1. Agar shumo bonk yo tashkiloti moliyaviro ba sifati joyi amonatguzori intikhob namoed, pas ba nazar gired, ki in tashkilot boyad faoliyati khubi yakchandsola doshta boshad. Bonki khub kadom budanash in masalai digar ast va vobasta ba on malumoti vase dar digar sahifaho gufta shudaand;
2. Agar amonatro dar khona nigoh doshtani boshed pas hatman onro dar joyi noayon (pinhon), kamkhaf durtar az obu otash nigoh doshta shavad. Inchunin joyi niaghdorii amonatro ba azoyoni oila nagued va behtarash pulro dar dokhili sanduqi ohani bo qulfi mustahakam nigoh dored;
3. Agar pulro ba shakli elektroni mubaddal karda amonatro dar vositahoi elektronii baynalhalqi nigoh doshtani boshed pas behtarash dar intikhobi nizomi maruftarin az jumla PayPal, Webmoney, YandexMoney va gayraho.
4. Dodani mablaghoi amonatii khud ba dasti nazdikoni va yo kheshvandon. Dar inholat.