Dar rafti jarayoni qarzi eksperti qarzi (kormandi qarzi) baroi hamai davrai qarzi javobgarii purraro ba dush dorad. U purra baroi natijahoi kori khesh, baroi hajm, sifat va mazmuni sanduqi qarzii khud javobgar ast.
Vazifa va uhdadorihoi asosii eksperti qarzi iborat ast az:
a) guzaronidani marketingi faoli mahsulothoi qarzi va digar mahsulothoi qarzii bonki dar bayni qarzgirandagoni jori va potensiali;
b) kumak rasonidan ba qarzgirandagon baroi omoda sokhtani darkhosti qarzi;
v) guzaronidani tahlili purrai qarzi, bo nazardoshti tashrif ovardan ba mahalli tijorati qarzgiranda;
g) muvofiqi Nizomnomai mazkur, peshnihod namudani qaror doir ba qarz ba Kumitai qarzii sathi dakhldor;
d) ba tavri lozimi amali sokhtani barasmiyatdarorii huquqi va dar yakjoyagi bo kormandi tahiyakunandai qarzho dodani qarz (agar dar shuba/bakhshi mazkur chunin basti kori mavjud boshad);
e) monitoringi istifodabari va pardokhti qarz;
j) muvofiqi Nizomnomai mazkur peshnihod va ijro namudani meyorhoi zarurii majburi baroi pardokhtani qarz va foizhoi az rui on hisobkardashuda, jarimaho, komissiyaho va gayra.