Moliya chist? Mafhum va namudhoi on

Savol: Moliya chist va baroi chi lozim ast?

Javob: Moliya in vositahoi puli buda  baroi muomila kardani molu khizmatrasoni dar bakhshhoi gunoguni iqtisodiyot lozim ast. Dar jamiyati Tojikiston ba sifati moliya asosan pul (Somoni) baromad menamoyad va badan qogazhoi qimmatnok az jumla «Vombarg», «Veksel», «Obligasiya», «Opsion» va inchunin «Tillo», «Sanghoi qimmatbaho» va gayra meboshand.

Odatan hammai moliyai kishshvarro bo asorii millii khudashon chen mekunand va dar tajribai Tojikiston bo asori soomoni va dar Russiya bo rubl.

Moliyai har yak kishvarro sokhtori makhsusi davlati idora mekunad va dar tajribai Tojikiston in «Vazorati moliyai Jumhurii Tojikiston» meboshad.

Moliya az nuqtai nazari ilm ba 3-namudi shakhson dakhl dorad:

1. Moliyai jamiyati – in namudi moliyaro asosan ba hukumati kishvar aloqamandi dorad va az tarafi Vazorati moliyai kishvar ba tanzim darovarda meshavad.
2. Moliyai korkhonaho – In hamon vositahoi pulie, ki korkhona, tashkilot, zavodu fabrikaho daromad yo kharojot menamoyand.
3. Moliyai infirodi – In vositahoi pulie shakhsoni voqei (Odamon- shahrvandon) dar korhoi khonagii khud hamchun daromad sohib meshavand va yo chun kharojot sarf mekunand.