Комрон.инфо
Ba shakhsi digar suporidani sanduqi qarzi, in purra yo qisman suporidani qarzgirandagon va parvandai qarzii onho az yak eksperti qarzi ba eksperti qarzii digari bakhshi bonkdorii korporativii vohidi amaliyotii Tashkilot meboshad. Suporidani sanduqi qarzi dar holathoi zerin zarur shumorida meshavad: Eksperti qarzi purra sanduqi qarzii kheshro, binobar sababi guzashtanash ba …
Mufassal »AZ NAV DIDA BAROMADANI SHARTHOI QARZ
Muqararoti umumi: Agar qarz batakhir meaftad yo khud intizor meravad, ki binobar sababi gayri chashmdosht bad shudani vazi moliyavii qarzgiranda chunin holat rukh medihad, bonk metavonad sharthoi muayyani judokunii qarzro baroi qarzi dakhldor, az nav dida baroyad va in holatro tajdidi karz meguyand. CHunin az nav dida baromadan tadbiri nihoi mahsub meshavad …
Mufassal »NAZORATI DOHILI VA HISOBOTDIHI
Maqsadi asosii nazorati dokhili az on iborat ast, ki khavfhoi amaliyotiro bozdorad va ba haddi aqal rasonad. Havfi amaliyotii qarzdihi, ba az dast dodani qarz (hajmi mablagi asosi va foizho) bastagi dorad, ki dar natijai qabul namudani qarori noshaffof, rioya nakardani tartiboti dar Nizomnomai mazkur darj gardida, qallobi, suistifodabari va …
Mufassal »NAMUDHOI MONITORING VA TARTIBI GUZARONIDANI ONHO
Muqarraroti umumi: Doimo dar aloqa budani eksperti qarzi bo qarzgirandagoni khesh, ba sari vaqt muayyan namudani khavfho va ba dar holati ibtidoii sar zadanii qaziyaho, az jonibi Bonk andeshidani tadbirhoi dakhldori javobi, musoidat menamoyad. In aloqai doimi, tariqi az jonibi eksperti qarzi muntazam nazorat kardani pardokhti qarz az tarafi qarzgiranda va …
Mufassal »Sitonidani taminoti garavii manqul
Taminoti garavii manqul dar se holat sitonida meshavad: a) Agar qarzgiranda bo tartibu intizomi khud nishon medihad, ki u niyat nadorad bo bonk hamkori namoyad; b) Agar dar rafti monitoringi tijorat va khojagii manzilii qarzgiranda, eksperti qarzi bovari hosil menamoyad, ki batakhiraftii qarzi mazkur khatarnok …
Mufassal »PARDOHTI QARZI VA FOIZHOI HISOBKARDASHUDA
Pardokht namudani mablagi asosii qarz az surathisobi dar bonk doshtai shakhsi qarzgir, bo usul va dar asosi hujjathoi zerin surat megirad: a) az surathisobhoi shakhsi qarzgir (hisobhoi pasandozi, hisobhoi pasandozii darkhostshavanda, hisobhoi pasandozii muhlatnok) az muzdi mehnati dar asosi suporishnomai khatti ba hisob guzaronida shuda, agar dar shartnomai qarzi chunin …
Mufassal »BARASMIYAT DAROVARDANI SHARTNOMAHOI QARZI VA HUJJATHO
Muqararroti umumi: SHartnomai qarzi hamchun hujjati asosii qarzi, boyad dar ravandi barasmiyat darovardani hujjatho az jonibi eksperti qarzii masul yo kormande, ki ba omoda kardani hujjatho mashgul ast, bad az qabul shudani qaror doir ba dodani qarz, tayyor karda shavad. Boyad on shakli shartnomai qarzi va hujjatho istifoda shavand, ki az …
Mufassal »PESHNIHODI QARZ
Muqararoti umumi Qarzhoro metavon ba tavri naqdi va gayri naqdi peshnihod kard. Ravandi peshnihodi qarz Peshnihodi qarz ba tavri naqdi Vositahoi qarzi az surathisobi qarzii qarzgiranda debet kunonida shuda ba hisobi pasandozi darkhostshavandai qarzgiranda kredit kunonida meshavand. Bad az hisobi pasandozi darkhostshavandai qarzgiranda tariqi khazina ba tavri naqdi doda meshavad. …
Mufassal »SHartnomai generalii qarzi
SHartnomai generalii qarzi tanho bo qarzgirandagoni takrorii tarikhi khubi qarzi doshta barasmiyat darovarda meshavad (Zamimai №16). Maqsad az barasmiyat darovardani shartnomai generalii khatti qarzi dar on meboshad, ki bonk tavonad qarzgirandaro dar davrai to 3 sol ba mahsulothoi qarzii khud vobasta namoyad va holati hardafinai barasmiyatdarorii amvoli garavro tariqi idorai …
Mufassal »Habardor namudani qarzgiranda
Qarzgiranda metavonad, bo khohishi khud, doir ba qarori qabul namudai Tashkilot peromuni darkhosti qarziash, ba tavri khatti malumot girad. Ba gayr az in, boyad eksperti qarzi favran va ba tavri shifohi, pas az jalasai Kumitai qarzi, qarzgirandaro khabardor namoyad. Dar in holat, eksperti qarzi boyad bovari hosil namoyad, ki qarzgiranda …
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