Tarhho nisbat ba qarzhoi beetimod (shubhanok)

Moddai 115-i Kodeksi Andoz. Tarhho nisbat ba qarzhoi beetimod (shubhanok)

1. Andozsuporandagon nisbat ba qarzhoi beetimodi (shubhanoki) vobasta ba tahvili molho, ijroi korho va khizmatrasoniho ba tarh huquq dorand, agar daromadi marbut ba onho qablan ba daromadi umumie, ki az faoliyati sohibkori girifta shudaast, dokhil karda shuda boshad.
2. Tarh nisbat ba qarzi beetimod (shubhanok) hangomi az daftarhoi muhosibavii andozsuporanda chun qarzi bearzish az hisob barovardani on ijozat doda meshavad.
3. Bonkho, shirkathoi qarzi va tashkilothoi amonatii qarzii khurd ba tarhi 90 foizi hissajudokuniho ba zakhira baroi pushonidani talafhoi ehtimoli doir ba qarzho (minbad – zakhira) muvofiqi qoidahoi tashakkuli in zakhira va tasnifi qarzhoi muqarrarnamudai Bonki millii Tojikiston huquq dorand, ba istisnoi qarzhoi standarti, qarzhoe, ki baroi maqsadhoi lizing yo taminoti begarav, qarzhoi ba foidai tarafhoi bo ham aloqamand yo in ki tibqi uhdadorihoi tarafhoi bo ham aloqamand ba shakhsoni seyum doda shudaand.
4. Hissajudokuniho az rui qarzhoe, ki dar zakhira ziyoda az 2 sol pas az anjom yoftani muhlati peshbininamudai shartnomai qarzi nigoh doshta shudaand, ba daromadi bonkho, shirkathoi qarzi va tashkilothoi amonatii qarzii khurdi zikrshuda dokhil karda meshavand. (Amali qismi 4 moddai mazkur to 31 dekabri soli 2018 bo QJT az 14.11.16 s., №1367 boz doshta shudaast)
5. Zakhirahoi tashkilshavanda doir ba qarzhoi beetimod (shubhanok) nametavonand, ki az 10 foizi daromadi dar davrai hisoboti badastovardashuda ziyod boshand.
6. Dasturamal oid ba muayyan namudani mablagi tarhi ijozatshudaro az daromadi umumi baroi maqsadhoi qismhoi 3, 4 va 5 hamin modda maqomi vakolatdori davlati dar muvofiqa bo Bonki millii Tojikiston va Vazorati moliyai Jumhurii Tojikiston tasdiq menamoyad.