SUGURTAI HATMII NAFAQAVI

Qonuni Jumhurii Tojikiston  

DAR BORAI SUGURTAI HATMII NAFAQAVI  

(Akhbori Majlisi Olii Jumhurii Tojikiston, s. 2013, №3, mod. 198)  

Qonuni mazkur asoshoi tanzimi davlatii sugurtai hatmii nafaqaviro dar Jumhurii Tojikiston muqarrar namuda, munosibathoi jamiyatiro dar nizomi sugurtai hatmii nafaqavi ba tanzim medarorad, inchunin vazi huquqii subekthoi sugurtai hatmii nafaqavi, zaminahoi paydoish va tartibi tatbiqi huququ uhdadorihoi onho va javobgarii subekthoi sugurtai hatmii nafaqaviro muayyan mekunad.

BOBI 1. MUQARRAROTI UMUMI

Moddai 1. Mafhumhoi asosi
Dar Qonuni mazkur mafhumhoi asosii zerin istifoda meshavand:
– sugurtai hatmii nafaqavi – shakli tanzimi davlatii munosibathoi nafaqavi, ki ba tashkili bahisobgirii pardokhti sahmhoi nafaqavi asos yoftaast;
– jubroni sugurtavi – ijroi hatmii uhdadorihoi maqomi vakolatdori davlatii sugurtai hatmii nafaqavi dar nazdi shakhsi sugurtashuda dar mavridi faro rasidani holathoi sugurtavi bo rohi pardokhthoi ijtimoi;
– mablaghoi sugurtai hatmii nafaqavi – mablaghoe, ki dar idorakunii maqomi vakolatdori davlatii sugurtai hatmii nafaqavi qaror dorand;
– bujeti muassisai sugurta – shakli tashakkul va sarfi mablagho bo maqsadhoi sugurtai hatmii nafaqavi az jonibi maqomi vakolatdori davlatii sugurtai hatmii nafaqavi;
– andukhti nafaqavi – mablaghoi sugurtavii dar tamomi davrai faoliyati mehnati suporidashudai shakhsi sugurtashuda va daromadho az hisobi istifodabarii in mablagho, ki dar qismi makhsusi surathisobi infirodii u qayd gardidaand.
Moddai 2. Qonunguzorii Jumhurii Tojikiston dar borai sugurtai hatmii nafaqavi
Qonunguzorii Jumhurii Tojikiston dar borai sugurtai hatmii nafaqavi ba Konstitutsiyai (Sarqonuni) Jumhurii Tojikiston asos yofta, az Qonuni mazkur, digar sanadhoi meyorii huquqii Jumhurii Tojikiston, inchunin sanadhoi huquqii baynalmilalie, ki Tojikiston onhoro etirof namudaast, iborat meboshad.

BOBI 2. MUNOSIBATHOI HUQUQI OID BA SUGURTAI HATMII NAFAQAVI
Moddai 3. Maqomi vakolatdori davlatii sugurtai hatmii nafaqavi
1. Sugurtai hatmii nafaqaviro dar Jumhurii Tojikiston maqomi vakolatdori davlatii sugurtai hatmii nafaqavi (minbad – muassisai sugurta), ki az jonibi Hukumati Jumhurii Tojikiston muayyan karda meshavad, amali menamoyad.
2. Davlat baroi  uhdadorihoi muassisai sugurta dar nazdi shakhsoni sugurtashuda masuliyati ilovagi dorad.
Moddai 4. Tavakkalhoi ijtimoi az rui sugurtai hatmii nafaqavi
1. Tavakkali ijtimoi dar Qonuni mazkur az jonibi shakhsi sugurtashuda hangomi az dast dodani muzdi mehnat (pardokht, podosh ba manfiati shakhsi sugurtashuda) yo digar daromad etirof karda meshavad.
2. Namudhoi tavakkalhoi ijtimoi az rui sugurtai hatmii nafaqavi inho meboshand:
– faro rasidani pironsoli;
– mayubi;
– mahrum shudan az sarobon;
– favti nafaqagir.
Moddai 5. Holati sugurtavi az rui sugurtai hatmii nafaqavi
Holati sugurtavi tatbiqi yake az namudhoi tavakkali ijtimoi meboshad, ki dar qismi 2 moddai 4 Qonuni mazkur peshbini shudaand.

Moddai 6. Jubroni sugurtavi az rui sugurtai hatmii nafaqavi
1. Dar mavridi faro rasidani holati sugurtavi muassisai sugurta uhdador ast ba shakhsi sugurtashuda jubroni sugurtavii zerinro pardokht namoyad:
– nafaqai sugurtavi az rui sinnu sol;
– nafaqai sugurtavi az rui mayubi;
– nafaqai sugurtavi az rui mahrum shudan az sarobon;
– kumakpuli baroi dafni nafaqagiri favtidae, ki dar ruzi favt kor namekard.
2. Tain, pardokht va muayyan namudani davrai jubroni sugurtavi az rui sugurtai hatmii nafaqavi bo tartibi muqarrarnamudai qonunguzorii Jumhurii Tojikiston amali karda  meshavand.
Moddai 7. Sahmhoi nafaqavi
Mablaghoi sahmhoi nafaqavii baroi shakhsi sugurtashuda ba bujeti muassisai sugurta voridgardida dar surathisobi infirodii u mutobiqi Qonuni Jumhurii Tojikiston “Dar borai bahisobgirii infirodi  dar nizomi sugurtai hatmii nafaqavi” ba hisob girifta meshavand.
Moddai 8. Andukhti nafaqavi
1. Andukhti nafaqavii shakhsoni sugurtashuda az hisobi sahmhoi nafaqavii suporidashudai sugurtakunandagon va yo shakhsoni sugurtashuda tashakkul meyobad va dar qismi makhsusi surathisobi infirodi tibqi Qonuni Jumhurii Tojikiston “Dar borai bahisobgirii infirodi dar nizomi sugurtai hatmii nafaqavi” ba hisob girifta meshavad.
2. Tartibi pardokhti mablaghoi andukhti nafaqavii shakhsoni sugurtashuda bo qoidahoi pardokhti mablaghoi andukhti nafaqavi az surathisobi infirodii shakhsoni sugurtashuda, ki  Hukumati Jumhurii Tojikiston tasdiq mekunad, muayyan megardad.
Moddai 9. Vakolathoi maqomoti davlati oid ba sugurtai hatmii nafaqavi
Ba vakolathoi maqomoti davlati oid ba sugurtai hatmii nafaqavi dokhil meshavand:
–  tasdiqi bujeti muassisai sugurta va hisobot dar borai ijroi on;
– muqarrar namudani tartibi qabul va ijroi bujeti muassisai sugurta;
– muayyan namudani tartibu  sharthoi tashakkulyobi, jobajoguzori va sarmoyaguzorii mablaghoi andukhti nafaqavi;
– muayyan namudani tartibi nigohdorii mablaghoi sugurtai hatmii nafaqavi;
– idorakunii nizomi sugurtai hatmii nafaqavi;
– tamini ustuvorii moliyavi va tavozuni nizomi sugurtai hatmii nafaqavi, az jumla bo rohi tamini voridoti mablaghoi pardokhthoi hatmi dar hajme, ki bujeti muassisai sugurta peshbini namudaast;
– muayyan namudani tartibi istifodai mablaghoi ozodi muvaqqatii sugurtai hatmii nafaqavi;
– amali namudani nazorati davlati va nazorati tatbiqi huquqi shakhsoni sugurtashuda ba jubroni sugurtavi.
Moddai 10. Uhdadorihoi muassisai sugurta
Muassisai sugurta uhdador ast:
– asosnokkunii andozai tarofai sahmhoi nafaqaviro tayyor namoyad;
– dar asosi malumoti bahisobgirii infirodi nafaqai sugurtaviro sari vaqt tain, bozhisobi va pardokht namoyad, kumakpuliro baroi dafni nafaqagiri favtida, ki dar ruzi favtash kor namekard, pardokht kunad;
– nazorati asosnokkunii peshnihodi hujjathoro baroi tain, bozhisobii mablaghoi nafaqai sugurtavi, az jumla bo sharthoi imtiyoznok binobar sharoiti makhsusi mehnat amali namoyad;
– loihai bujeti muassisai sugurtaro tahiya namuda, ijroi onro tamin namoyad;
– ba sugurtakunandagon, shakhsoni sugurtashuda, tashkilothoi davlati va jamiyati az vazi moliyavii khud muntazam bo tartibi muqarrargardida ittilo dihad va baroi tamini ustuvorii moliyaviash tadbirho andeshad;
– istifodai maqsadnoki mablaghoi sugurtai hatmii nafaqaviro tamin va nazorat namoyad;
– mablaghoi az rui sugurtai hatmii nafaqavi voridgardidaro ba hisob girad;
– makhzani malumoti davlatii tamomi guruhhoi sugurtakunandagon, az jumla, shakhsoni voqeiro, ki ikhtiyoran ba munosibathoi huquqi oid ba sugurtai hatmii nafaqavi shomil gardidaand, bahisobgirii infirodii  malumotro dar borai tamomi guruhhoi shakhsoni sugurtashuda tibqi Qonuni Jumhurii Tojikiston “Dar borai bahisobgirii infirodi  dar nizomi sugurtai hatmii nafaqavi” tasis dihand;
– rejai peshburdi qismi makhsusi surathisobi infirodii shakhsoni sugurtashudaro mutobiqi talaboti muqarrarnamudai qonunguzorii Jumhurii Tojikiston amali namoyad;
– dar faslhoi dakhldori qismi makhsusi surathisobi infirodii shakhsoni sugurtashuda ba qismi mablaghoi andukhti nafaqai sugurtavi vorid shudani mablaghoi sahmhoi nafaqavi, andozai nafaqai sugurtavii tainshuda va mablaghoi pardokhtro az hisobi mablaghoi andukhti nafaqavi sari vaqt ba hisob girad;
– tashkili bahisobgirii sarivaqtii daromad az sarmoyaguzorii mablaghoi sugurtai hatmii nafaqaviro dar faslhoi dakhldori qismi makhsusi surathisobi  infirodii shakhsoni sugurtashuda tamin namoyad;
– ba sugurtakunandagon vobasta ba masalahoi sugurtai hatmii nafaqavi roygon maslihat dihad va dar borai sanadhoi meyorii huquqi oid ba sugurtai hatmii nafaqavi malumot dihad;
– tavassuti sokhtori hududii khud baroi shakhsoni sugurtashuda doir ba masalahoi sugurtai hatmii nafaqavi mashvarathoi roygon tashkil namoyad.

BOBI 3. NIZOMI MOLIYAVII SUGURTAI HATMII NAFAQAVI
Moddai 11. Bujeti muassisai sugurta
1. Mablaghoi bujeti muassisai sugurta molikiyati davlati mahsub yofta, ba muassisai sugurta bo huquqi idorai operativi vobasta karda shudaand, vale ba tarkibi bujethoi digar dokhil nameshavand va mavridi musodira, andozbandi va sitonidani digar pardokhthoi hatmi qaror namegirand.
2. Bujeti muassisai sugurta baroi soli moliyavi bo nazardoshti tavozuni hatmii daromadu kharojoti bujeti mazkur tahiya karda meshavad. Bujeti muassisai sugurta va hisoboti ijroi on har sol bo tartibi muqarrarnamudai qonunguzorii Jumhurii Tojikiston tasdiq karda meshavad.
3. Dar tarkibi bujeti muassisai sugurta mablaghoi andukhti nafaqavi, ki ba sarmoyaguzori ravona gardidaand, pardokhtho az hisobi mablaghoi andukhti nafaqavi, inchunin kharojoti bujeti muassisai sugurta, ki bo tashakkulyobi va sarmoyaguzorii mablaghoi andukhti nafaqavi, peshburdi qismi makhsusi surathisobi infirodii shakhsoni sugurtashuda va pardokhti qismi andukhtii nafaqai sugurtavi aloqamand meboshand, ba tavri alohida  ba hisob girifta meshavand.
4. Mablaghoi sugurtai hatmii nafaqavi dar surathisobi muassisai sugurta dar Bonki davlatii amonatguzorii Jumhurii Tojikiston “Amonatbonk”  nigoh doshta meshavand.

Moddai 12. Tashakkulyobii bujeti muassisai sugurta
Bujeti muassisai sugurta az in hisob tashakkul meyobad:
– sahmhoi sugurtavi;
– mablaghoi bujeti davlati;
– mablaghoi tovon va digar mujozoti moliyavi;
– daromad az jobajoguzori va sarmoyaguzorii mablaghoi ozodi muvaqqatii sugurtai hatmii nafaqavi;
– sahmhoi ikhtiyori va mablaghoi khayriyai shakhsoni voqei va huquqi, ki ba sifati sugurtakunandagon yo shakhsoni sugurtashuda onhoro pardokht nakardaand;
– manbahoi digare, ki qonunguzorii Jumhurii Tojikiston man nakardaast.

Moddai 13. Harji mablaghoi bujeti muassisai sugurta
1. Mablaghoi bujeti muassisai sugurta tainoti maqsadnok doshta, ba maqsadhoi zerin ravona megardand:
– mutobiqi qonunguzorii Jumhurii Tojikiston va sanadhoi huquqii baynalmilalii etirofnamudai Tojikiston ba pardokht va indeksatsiyai nafaqai sugurtavi va kumakpuli baroi dafni nafaqagire, ki dar ruzi favtash kor namekard, baroi ba surathisobi infirodii shakhsi berun az hududi Jumhurii Tojikiston sugurtashuda guzaronidani mablaghoi arzishash barobari mablaghoi andukhti nafaqavii dar qismi makhsusi surathisobi infirodii shakhsi mazkur bahisobgiriftashuda;
– dastrasgardonii nafaqae, ki az hisobi mablaghoi bujeti muassisai sugurta pardokht karda meshavad;
– taminoti moliyavi va moddiyu tekhnikii faoliyati jorii muassisai sugurta, az jumla taminoti sokhtori hududii on.
2. Harojote, ki dar bujeti muassisai sugurta baroi soli dakhldor peshbini karda nashudaast, tanho badi vorid namudani tagyirot ba bujeti mazkur bo tartibi muqarrarnamudai qonunguzorii Jumhurii Tojikiston amali karda meshavad.
3. Taminoti moliyavi va moddiyu tekhnikii faoliyati jorii muassisai sugurta bo nazardoshti taminoti sokhtori hududii on naboyad az du foizi bujeti muassisai sugurta ziyod boshad.

Moddai 14. Fondi zakhiravii muassisai sugurta
1. Baroi taminoti durnamoi miyonamuhlat va darozmuhlati ustuvorii moliyavii nizomi sugurtai hatmii nafaqavi dar holati ba vujud omadani mablaghoi ziyodatii bujeti muassisai sugurta fondi zakhiravi tasis doda meshavad.
2. Tartibi tashakkulyobi va kharojoti fondi zakhiravii muassisai sugurta tibqi qonunguzorii Jumhurii Tojikiston muayyan karda meshavad.

Moddai 15. Nazorati istifodai mablaghoi  bujeti muassisai sugurta
Nazorati istifodai mablaghoi bujeti muassisai sugurta tibqi qonunguzorii Jumhurii Tojikiston az jonibi maqomoti vakolatdori davlatii dakhldor amali karda meshavad.

Moddai 16. Tarofai sahmhoi nafaqavi
1. Tarofai sahmhoi nafaqavi az andozai sahmhoi sugurtavi iborat buda, baroi ba vohidi chenaki zaminavi hisobi namudani sahmhoi nafaqavi peshbini shudaast.
2. Tarofai sahmhoi nafaqavi bo tartibi muqarrarnamudai Hukumati Jumhurii Tojikiston muayyan karda meshavad.

BOBI 4. MUQARRAROTI HOTIMAVI
Moddai 17. Javobgari  baroi rioya nakardani talaboti Qonuni mazkur
SHakhsoni voqei va huquqi baroi rioya nakardani talaboti Qonuni mazkur mutobiqi qonunguzorii Jumhurii Tojikiston ba javobgari kashida meshavand.

Moddai 18. Tartibi mavridi amal qaror dodani Qonuni mazkur
Qonuni mazkur pas az intishori rasmi mavridi amal qaror doda shavad.

Prezidenti

Jumhurii Tojikiston     Emomali Rahmon
sh. Dushanbe,

19 marti soli 2013,

№ 955