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Oinnomai Bonk (Namuna)

OINNOMAI JAMIYATI SAHOMII  PUSHIDAI «BONKI  TOJIKISTON»

«Nushai aslii hujjati dokhilii muzkurro tasdiq menamoyam»

Raisi SHuroi nozironi Bonk 

_________________ Fayzi Rafi

Oinnoma

Bo Qarori Majlisi umumii sahmiyadoroni

JSP «Bonki Tojikiston»

tasdiq shudaast.

(Paynavishti №3 az 10 yanvari soli 2015)

Nashri № 1, Tahriri – 3, Soli 2015

MUNDARIJA

  1. MUQARRAROTI UMUMI. 3
  2. AMALIYOTHOI BONKI. 5
  3. SARMOYAI OINNOMAVI. 7
  4. SAHMIYAHOI BONK. 9
  5. HUQUQ VA UHDADORIHOI SAHMIYADORON. 11
  6. JOBAJOGUZORII SAHMIYAHO. 13
  7. FEHRISTI (REESTRI) SAHMIYADORON VA        TARTIBI BAQAYDGIRII ONHO. 15
  8. TAQSIMOTI FOIDA. 15
  9. TAMINI MANFIATHOI MIZOJON. 18
  10. HISOBGIRI VA HISOBOT. 19
  11. AUDITI MUSTAQIL (BERUNA). 20
  12. IDORAKUNII BONK. 22
  13. SHUROI NOZIRONI  BONK. 27
  14. MAQOMOTI IJROIYAI BONK. 30
  15. KUMITAI AUDIT VA HADAMOTI AUDITI DOHILI. 34
  16. FILIALHO VA NAMOYANDAGIHOI BONK. 35
  17. AZNAVTASHKILDIHI VA BARHAMDIHII BONK. 37
  18. MUQARRAROTI HOTIMAVI. 37

1.   MUQARRAROTI UMUMI.

  • Jamiyati sahomii pushidai «Bonki Tojikiston», ki minbad dar Oinnoma «Bonk» nomida meshavad, mutobiqi qonunguzorii Jumhurii Tojikiston tasis doda shudaast va amal mekunad.
  • Bonk faoliyati khudro dar asosi ijozatnoma baroi anjom dodani faoliyati bonki amali megardonad. Ijozatnoma az jonibi Bonki millii Tojikiston dar shakli khatti, bemuhlat va be huquqi ba shakhsi digar voguzor kardani on doda meshavad.
  • Nomi purrai rasmii Bonk:
  • Bo zaboni tojiki: Jamiyati sahomii pushidai «Bonki Tojikiston»;
  • Bo zaboni rusi: Zakritoe aksionernoe obshestvo «Mejdunarodniy Bank Tadjikistana»;
  • Bo zaboni anglisi: Closed Joint Stock Company «International Bank of Tajikistan».

Nomi mukhtasari Bonk:

  • Bo zaboni tojiki: JSP «Bonki Tojikiston»;
  • Bo zaboni rusi: ZAO «Mejdunarodniy Bank Tadjikistana»;
  • Bo zaboni anglisi: CJSC «International Bank of Tajikistan».

Bonk huquqi istisnoi istifodai nomi firmavii khudro dorad.

  • Mahalli joygirshavi Bonk: Jumhurii Tojikiston, shahri Dushanbe, nohiyai I.Somoni, kuchai Rahmon Nabiev, 25.
  • Bonk shakhsi huquqi buda, hamchun tashkiloti qarzi bo maqsadhoi peshburdi faoliyati tijorati, ki qonunguzorii Jumhurii Tojikiston man nakardaast, tasis doda shudaast va uhdadorihoi ba on vobastaro ba zimma dorad.
  • Bonk doroi muhri mudavvar buda, dar on nomi purrai rasmiash bo zabonhoi davlati va khoriji bo nishon dodani shakli tashkiliyu huquqiash darj gardidaast.

Bonk hamchunin doroi shtamp, blankaho bo ifodai nomi khud va surogai huquqi, alomat (logotip) va digar vositahoi farqkunanda meboshad.

  • Bonk ba nizomi bonkii Jumhurii Tojikiston dokhil buda, be mahdudiyati muhlati faoliyat amal namuda, faoliyati khudro muvofiqi Qonuni Jumhurii Tojikiston «Dar borai faoliyati bonki», Qonuni Jumhurii Tojikiston «Dar borai jamiyathoi sahomi», digar qonunhoi amalkunanda, sanadhoi meyorii huquqii Bonki millii Tojikiston, inchunin sanadhoi huquqii baynalmilalie, ki Jumhurii Tojikiston onhoro etirof kardaast va Oinnomai mazkur ba roh memonad.
  • Bonk sohib, istifodabaranda va ikhtiyordorikunandai molikiyati khud va daromadi muvofiqi maqsad ba dastovardashudaash meboshad.
  • Hayati sahmiyadoron dar fehristi (reestri) sahmiyadoroni Bonk nishon doda meshavad.
  • Sahmiyadoroni Bonk dar haddi mablaghoi sahmiyahoi kharidaashon khavfi didani zararro dorand. Bonk az rui uhdadorihoi sahmiyadoroni khud javobgar nameboshad va sahmiyadoron baroi uhdadorii Bonk javobgar nameboshand. Bonk az rui uhdadorihoi davlat va davlat az rui ukhdadorihoi Bonk javobgar nameboshand, ba istisnoi holathoe, ki agar onho chunin uhdadorihoro qabul karda boshand.
  • Bonk hangomi qabuli qarorhoi khud mustaqil buda, az maqomoti hokimiyati davlati vobasta nameboshad.
  • Bonk molu mulki alohida dorad, ki dar tavozuni mustaqili on ba hisob girifta shuda, metavonad az nomi khud huquqhoi molumulki va gayrimolumulkii shakhsiro ba dast orad, uhdadoriho doshta boshad, hamchun davogar va javobgar dar sud baromad kunad.
  • Bonk huquqi mustaqilona yo dar yakjoyagi bo digar shakhsoni voqeiyu huquqi dar tashkilothoi digari tijoratiyu gayritijorati dar hududi Jumhurii Tojikiston va berun az on mutobiqi qonunguzorii amalkunandai Jumhurii Tojikiston metavonad ishtirok namoyad. Dar in holat hajmi mablagi sarfshavandai khudi baroi kharidani sahmiyahoi shakhsoni huquqii digar naboyad az meyori muqarrarnamudai Bonki millii Tojikiston ziyod boshad.
  • Zaboni rasmie, ki dar faoliyati Bonk istifoda burda meshavad, zaboni davlati – tojiki meboshad. Tamomi navishtajot, paynavishtho, hisobotu hujjatho, inchunin korguzori bo zaboni davlati burda meshavand.
  • Oinnomai mazkur bo rioyai talaboti qonunguzorii amalkunandai Jumhurii Tojikiston va inchunin sanadhoi meyorii huquqii Bonki millii Tojikiston tartib doda shuda, mutobiqi onho manidod karda meshavad.

2.   AMALIYOTHOI BONKI.

  • Bonk amaliyothoi bonkii zerinro metavonad ijro namoyad:
  • jalbi amonat va pasandozho;
  • dodani qarzho (taminshuda va taminnashuda), az jumla:
    • qarzhoi istemoli, ipoteki va baynibonki;
    • faktoring;
    • forfeyting;
  • kushodan va peshburdi surathisobhoi bonki;
  • kharidu furushi vositahoi zerin baroi khud yo mushtariyon:
  • vositahoi bozorii puli (az jumla: chekho, vekselho, uhdadorinomaho va tasdiqnomahoi pasandozi);
  • asori khoriji;
  • sahmiyaho va digar kogazhoi qimatnoki intiqolshavanda;
  • qarordodhoi forvardi, sozishnomai svop, fyuchers, opsion va digar hosilahoe, ki ba asor, sahmiyaho, vombargho, metallu sanghoi qimatbaho yo qurbu meyorhoi foizi dakhl dorand;
  • dodani kafolat, bahisobgirii uhdadorihoi sharti, az jumla kafolatho va etibornomaho (akkreditivho) baroi khud va mushtariyon;
  • khizmatrasonii fosilavii bonki, kliringi, hisobbarobarkuni va intiqoli marbut ba vositahoi puli, kogazhoi qimatnok, suporishnomahoi pardokht va vositahoi digari pardokht (az jumla: korthoi pardokhti bonki, chekho, chekhoi safari, vekselho va gayra);
  • miyonaravi dar bozori puli;
  • amaliyoti seyfi, nigahdori va idorakunii doroiho (pul, kogazhoi qimatnok, metallho, javohirot va gayra);
  • khizmatrasonii amaliyoti ba bovari asosyofta (idorakunii mablaghoi puli, kogazhoi qimatnok va gayra ba manfiati bovarikunanda va dar asosi suporishi on);
  • har guna amaliyoti digare, ki az amaliyoti dar bandi mazkur zikrshuda barmeoyand va dar sanadhoi meyorii huquqii Bonki millii Tojikiston peshbini shudaand;
  • amaliyoti kassavi: qabul namudan, az nav hisob kardan, ivaz namudan, bastan va nigoh doshtani pulhoi kogazi va tangaho;
  • qabul namudan (inkassatsiya) va firistodani pulhoi kogazi, tangaho va ashyoi qimatbaho.
  • Bonk gayr az amaliyoti bonkii dar bandi 2.01. nombarshuda, huquq dorad guzaronidani ahdhoi zerinro amali gardonad:
  • dodani zamonat, ki ijroi uhdadorihoi puliro dar nazdi shakhsi seyum peshbini menamoyad;
  • ijorai moliyavi (lizing);
  • amaliyot bo metallu sanghoi qimatbaho mutobiqi qonunguzorii Jumhurii Tojikiston;
  • khizmatrasoni ba sifati agenti moliyavi;
  • khizmatrasoni ba sifati mushovir yo maslihatgari moliyavi;
  • khizmatrasonii ittilooti moliyavi va qarzi.
  • Bonk bo rioyai talaboti qonunguzorii Jumhurii Tojikiston va sanadhoi meyorii huquqii Bonki millii Tojikiston metavonad dar bonkhoi dokhili va khoriji surathisobhoi murosiloti kushoyad.
  • Bonk ba faoliyati istehsoli, savdo va be vosita ba faoliyati sugurta mashgul nameshavad.

3.   SARMOYAI OINNOMAVI.

  • Sarmoyai oinnomavii Bonk dar hajmi 84 846 500 (hashtodu chor millionu hashtsadu chilu shash hazoru panjsad) somoni elon karda shuda, miqdori umumii sahmiyahoi barovardashavanda 848 465 (hashtsadu chilu hasht hazoru chorsadu shastu panj) dona sahmiyahoi oddi nomiro tashkil medihad va arzishi har yak sahmiya 100 (sad) somoni meboshad. Haddi aqalli sarmoyai tanzimshavandaro Bonki milli Tojikiston muqarrar mekunad.
  • Sarmoyai oinnomavii Bonk bo puli milli az hisobi vositahoi puli, molu mulki tashakkul meyobad.
  • Andozai gayri pulii sarmoyai oinnomavii Bonk az andozai muqarrarnamudai Bonki millii Tojikiston ziyod buda nametavonad. Molu mulki ba sarmoyai oinnomavi guzoshta shuda molikiyati Bonk meboshad.

Bonk sarmoyai khudro az hisobi vositahoi bujeti davlati, fondhoi davlatii gayribujeti, granthoi az tarafi hukumati Jumhurii Tojikiston dodashuda, inchunin vositahoi qarzi va jalbshuda nametavonad tashkil va pur namoyad.

  • Sarmoyai oinnomavii Bonk metavonad bo rohi ziyod kardani arzishi nominalii sahmiyaho yo barovardani sahmiyahoi ilovagi ziyod karda shavad. Qaror dar borai ziyod namudani sarmoyai oinnomavii Bonkro Majlisi umumii sahmiyadoron bo tarafdorii aksariyati az chor se (3/4) hissai ovozi sahmiyadoron – sohiboni sahmiyahoi ovozdor, ki dar Majlisi umumii sahmiyadoron ishtirok namudaand, qabul menamoyad.
  • Sarmoyai oinnomavii Bonk bo rohi pahn namudani sahmiyahoi ilovagi metavonad az hisobi molu mulki Bonk ziyod karda shavad. Sarmoyai oinnomavii Bonk bo rohi ziyod namudani arzishi nominalii sahmiyaho tanho az hisobi molu mulki Bonk ziyod karda meshavad. Mablage, ki ba andozai on sarmoyai oinnomavii Bonk az hisobi molu mulki Bonk ziyod karda meshavad, naboyad az farqi bayni arzishi doroii sofi Bonk va mablagi sarmoyai oinnomavi va sarmoyai ehtiyotii Bonk beshtar boshad.

Sahmiyahoi ilovagiro Bonk metavonad tanho dar doirai miqdori sahmiyahoi elonshuda, ki Oinnomai Bonk muqarrar namudaast, pahn kunad.

  • Qarori ziyod kardani sarmoyai oinnomavii Bonk bo rohi pahn namudani sahmiyahoi ilovagi Majlisi umumii sahmiyadoron metavonad hamzamon bo qabuli qarori ba Oinnoma vorid kardani muqarrarot oid ba sahmiyahoi elonshuda, ki mutobiqi Qonunhoi amalkunandai Jumhurii Tojikiston baroi qabuli chunin qaror zarurand yo tagyir dodani muqarrarot oid ba sahmiyahoi elonshuda qabul namoyad.
  • Dar qaror nisbati ziyod kardani sarmoyai oinnomavii Bonk bo rohi pahn kardani sahmiyahoi ilovagi boyad mikdori sahmiyahoi oddii ilovagi pahnkardashavanda va sahmiyahoi imtiyoznoki har yak nav dar doirai miqdori sahmiyahoi elonshudai hamin namud (nav), usuli pahn kardan, muzdi pahn kardani sahmiyahoi ilovagi, ki tavassuti obuna surat megirad yo tartibi muayyan namudani on, az jumla narkhi pahn kardan yo tartibi muayyan namudani narkhi pahn kardani sahmiyahoi ilovagi ba sahmiyadoroni doroi huquqhoi afzaliyatnok baroi kharidani sahmiyahoi pahnkardashavanda, shakli pardokhti sahmiyahoi ilovagii tavassuti obuna pahnkardashavanda, inchunin digar sharthoi pahn kardani sahmiya muayyan karda shavad.
  • Sahmdoroni Bonk doroi huquqi afzaliyatnoki kharidani sahmiyahoi pahnshavandai ilovagiro mutanosiban ba miqdori sahmiyahoi az hamin namud doshtaashonro dorand.

Hangomi ziyod namudani sarmoyai oinnomavii Bonk az hisobi molu mulki on bo rohi pahn namudani sahmiyahoi ilovagi in sahmiyaho dar bayni hamai sahmiyadoron taqsim karda meshavand. Dar in holat ba har yak sahmiyador mutanosiban barobari tedodi sahmiyahoyash sahmiyahoi hamon namud (nav) taqsim karda meshavad.

  • Bonk huquq dorad va dar holathoi peshbininamudai qonunguzorii Jumhurii Tojikiston vazifador ast, ki sarmoyai oinnomavii khudro kam kunad.

Sarmoyai oinnomavii Bonk metavonad bo rohi kam kardani arzishi nominalii sahmiyaho yo kam kardani miqdori umumii onho yo dar holathoi peshbininamudai  Qonuni Jumhurii Tojikiston «Dar borai jamiyathoi sahomi» bo rohi ba dast ovardani qismi sahmiyaho kam karda shavad.

Agar dar natijai kam kardani sarmoyai oinnomavi hajmi on az hajmi haddi aqalli sarmoyai oinnomavii dar Qonun muayyangardida kam shavad, Bonk huquq nadorad, ki sarmoyai oinnomaviashro kam kunad.

  • Qarori kam kardani sarmoyai oinnomavii Bonk bo rohi kam namudani arzishi nominalii sahmiyaho yo bo rohi kharida giriftani yak qismi sahmiyaho bo maqsadi kam kardani mikdori umumi az jonibi Majlisi umumii sahmiyadoron qabul karda meshavad.

Bonk, dar davomi 30 ruzi qabul gardidani qarori kam kardani sarmoyai oinnomavii khud vazifador ast ba tavri khatti kreditoronashro dar khususi kam kardani sarmoyai oinnomavi va hajmi navi on ogoh sozad, inchunin dar nashriyahoi baroi chopi malumot dar borai baqaydgirii davlatii shakhsoni huquqi taingardida dar khususi qarori qabulshuda malumot darj namoyad.

4.   SAHMIYAHOI  BONK.

  • Hamai sahmiyahoi Bonk az sahmiyahoi oddii nomi iborat meboshand va dar shakli gayrihujjati nashr meshavand.
  • Sahmiyahoi oddii Bonk doroi arzishi nominalii yakkhelai bo somoni ifodayofta buda, ba sahmiyadoron – sohiboni khud huquqhoi yakkhela, ki bo Qonuni Jumhurii Tojikiston «Dar borai jamiyathoi sahomi» muayyan shudaast, medihad.

Ba har yak sahmiyador oidi doroii sahmiya va miqdori on hujjat doda meshavad.

  • Sahmiyahoi Bonk taqsim nashavandaand.
  • Haridi hissai ishtiroki afzaliyatnok dar Bonk bo rozigii Bonki millii Tojikiston va tarzi zerin surat megirad:
  • har guna shakhse, ki bevosita yo bavosita, tavassuti digar shakhson yo yakjoya bo onho amal karda, mekhohad hissai ishtiroki afzaliyatnokro, yane 10 va ziyoda az on foizi sahmiyahoro dar Bonk kharidori namoyad, ba Bonki millii Tojikiston darkhosti khatti manzur menamoyad.
  • darkhost dar borai kharidi hissai ishtiroki afzaliyatnok boyad inhoro dar bar girad:
  • nomu nasab, shahrvandi, joi doimii istiqomat, faoliyati kori yo kasbi har yak shakhsi talabgori molikii hissai ishtiroki afzaliyatnok, az jumla manfiatdori nihoii in guna hissai ishtiroki afzaliyatnok;
  • malumotnoma baroi har yak moliki hissai ishtiroki afzaliyatnok, az jumla manfiatdori nihoii in guna hissai ishtiroki afzaliyatnok bo zikri nomu nasab, shahrvandi, joyi doimii istiqomat, faoliyat yo kasbi moliki hissai ishtiroki afzaliyatnok, az jumla manfiatdori nihoii hissai ishtiroki afzaliyatnok, ki vazi moliyavii onhoro tasdiq mekunad;
  • dar holate ki agar shakhsi talabgori molikii hissai ishtiroki afzaliyatnok, az jumla manfiatdori nihoii in guna hissai ishtiroki afzaliyatnok shakhsi huquqi boshad, nuskhai hisoboti tavozuni va hisoboti foida va ziyoni solonai soli okhir, ki az  audit guzashtaast;
  • nomgu va mahalli joygirshavii har namudi faoliyate, ki dar on har yak shakhsi talabgori molikii hissai ishtiroki afzaliyatnok, az jumla manfiatdori nihoii in guna hissai ishtiroki afzaliyatnok sohibi hissa meboshad, bo nishon dodani andozai hissa;
  • sharthoi kharidani hissai ishtiroki afzaliyatnok;
  • manbai qonunii mablaghoi pulie, ki baroi kharidori istifoda meshavand;
  • har guna naqsha yo peshnihod oid ba tagyiroti kulli dar faoliyat, sokhtori korporativi yo idorakunii Bonk;
  • digar malumote, ki Bonki millii Tojikiston metavonad talab kunad.
  • Bonki millii Tojikiston oqibathoi tasiri ivazshavii molikro ba ustuvorii Bonk va ba talaboti muqarrarshuda muvofiq budani talabgoroni molikii hissai ishtiroki afzaliyatnok, az jumla manfiatdori nihoii in guna hissai ishtiroki afzaliyatnokro muayyan namuda, dar davomi 60 ruz az ruzi giriftani darkhost ba darkhostkunanda yo darkhostkunandagon ba tavri khatti dar borai rozigi yo radkunii darkhost javob medihad. Hangomi radkuni asosi on boyad nishon doda shavad.

Agar Bonki millii Tojikiston dar muhlati muqarrarshuda oidi qarori khud ba Bonk khabar nadihad, in manoi rozigii onro baroi kharidani hissai afzaliyatnok dorad.

  • Har guna shakhse, ki bevosita yo bavosita, tavassuti digar shakhson yo yakjoya bo onho amal karda, mekhohad hissai ishtiroki afzaliyatnokro dar Bonk to ba 10, 20, 33, 50 yo 75 foizi sarmoya yo mutanosiban ba hamin hissai sahmiyahoi ovozdihandai Bonk yo az on ziyod namoyad, boyad na kam az 30 ruz pesh Bonki millii Tojikistonro bo tavri khatti ogoh namoyad.
  • Bonk az peshnihodi kharidi hissai ishtiroki afzaliyatnok yo peshnihodi ziyod kardani hissai mavjudai on khabardor shavad, dar in khusus favran ba Bonki millii Tojikiston ogohinomai khatti mefiristad.
  • Bonk dar holati khabardor shudanash az on, ki molikoni vay az jumla molikoni hissai ishtiroki afzaliyatnok minbad shakhsoni az nigohi kasbi bosalohiyat va boetimod nestand, dar in khusus favran Bonki millii Tojikistonro dar shakli khatti ogoh mekunad.

5.   HUQUQ VA UHDADORIHOI SAHMIYADORON.

  • Sahmiyadoroni Bonk shakhsoni huquqi va voqeii dokhiliyu khoriji shuda metavonand, ki aqalan yak sahmiyaro dar natijai taqsimi sahmiyaho dar bayni muassison va sahmiyadoron sohib shudaand.
  • Sahmiyadoron huquqhoi zerin dorand:
  • Dar fehristi sahmiyadoroni Bonk dokhil karda shavand;
  • Giriftani sudi sahmiyaho (dividend) az faoliyati Bonk;
  • Bo tartibi muqarrarnamudai qonunguzorii Jumhurii Tojikiston giriftani qismi molu Bonk, ki bad az barhamdihii on boqi mondaast;
  • Sahmiyahoro dar navbati avval kharidori namoyand;
  • YAk qism va yo hamai sahmiyahoyashonro ba shakhsoni huquqi va voqei vasiyat namoyand;
  • Sahmiyaho yo yak qisme az onhoro bo rioyai qoidahoi muqarrarnamudai qonunguzorii  Jumhurii Tojikiston furushand yo bo rohi digar guzasht namoyand;
  • Oidi faoliyati Bonk akhborot girand, az on jumla bo hujjathoi hisobotii gunogun va bo mavodhoi jalasai Majlisi umumii sahmiyadoron shinos shavand, nuskha va iqtiboshoi paynavishtu qarorhoi jalasahoi Majlisi umumii sahmiyadoronro talab namoyand;
  • Dar jalasahoi Majlisi umumii sahmiyadoron bo huquqi ovozdihi muvofiqi hissai miqdori sahmiyahoyashon dar sarmoyai Oinnomavii Bonk ishtirok namoyand. Peshnihodot, mukholifat va fahmishi khudro peshbari namoyand;
  • Guzaronidani taftishi faoliyati moliyaviyu khojagidoriro az jonibi auditori mustaqil talab namoyand, agar sohibi 1 (yak) yo ziyoda az in foiz az miqdori umumii sahmiyahoi ovozdori Bonk boshand. Dar in holat tamomi kharojoti audit az hisobi sahmiyadore, ki guzaronidani auditro talab menamoyad, pardokht karda meshavad;
  • Davat namudani Majlisi umumii gayrinavbatiro talab namoyand, agar doroi 10 va yo ziyoda az on foizi hissai umumii sahmiyahoi ovozdori Bonkro hangomi peshnihodi talab doro boshand;
  • Dar Majlisi umumii sahmiyadoron shakhsan yo tavassuti namoyandai khud bo tartibi muqarrarnamudai qonunguzorii jori ishtirok namoyand;
  • Ba Rayosat darkhost namoyad va talab namoyand, ki oidi savolhoi ba ruznomai Majlisi umumii sahmiyadoron dokhilshavanda, akhborot doda shavad.
  • Sahmiyadoron uhdadorihoi zerinro dorand:
  • Akhboroti makhfii (konfidensialii) faoliyati Bonkro fosh nasozand;
  • Muqarraroti qonunguzorii Jumhurii Tojikiston, sanadhoi meyorii Bonki millii Tojikiston, hamin Oinnoma, qarorhoi Majlisi umumii sahmiyadoron, SHuroi noziron, Rayosat, hujjathoi tasisiyu dokhilii Bonkro rioya namoyand;
  • Hissai sahmiyahoyashonro dar vaqtash pardokht namoyand;
  • Uhdadorihoi nisbati Bonk ba zimma giriftaashonro ijro namoyand;
  • Baroi ijroi maqsadhoi muqarrarshudai Bonk musoidat namoyand;
  • Amalhoero, ki boisi rasonidani zarar ba Bonk megardand, ijro nakunand.
  • Sahmiyadorone, ki arzishi sahmiyahoro purra napardokhtaand, dar doirai uhdadorihoi Bonk oid ba arzishi pardokhtnashudai sahmiyahoyashon doroi masuliyati mushtarak meboshand.

6.   JOBAJOGUZORII SAHMIYAHO.

  • Sahmiyahoi Bonk tanho bayni muassison yo guruhi digari shakhsoni qablan muayyangardida taqsim karda meshavad. Bonk nametavonad ba sahmiyahoi barovardaash obunai kushoda doir namoyad yo ba tarzi digar onhoro baroi kharid ba guruhi nomahdudi shakhson peshnihod kunad.
  • Sahmiyadoroni Bonk huquqi ba shakhsi digar guzasht namudani sahmiyahoyashonro bo tartibi zerin amali megardonand.

On sahmiyadori Bonk, ki niyati ba shakhsi seyum furukhtani sahmiyahoyashro dorad, uhdador ast ba tavri khatti ba sahmiyadoroni digari Bonk va khudi Bonk ogohnoma bo nishondodi narkh va digar sharthoi furushi sahmiyaho, bo nazardoshti malumoti kofi baroi shinokhtani kharidori imkonpaziri sahmiyaho firistad. Ogohonidani sahmiyadoroni Bonk ba vositai Bonk va az hisobi sahmiyadore, ki niyati furukhtani sahmiyaro dorad, amali karda meshavad.

  • Sahmiyadoroni Bonk huquki afzaliyatnoki kharidani sahmiyahoi az tarafi sahmiyador ba shakhsi seyum furukhtashavandaro bo narkhi ba shakhsi seyum peshnihodkardashuda, mutanosiban ba miqdori sahmiyahoi ba har yak kadomashon taaluqdoshtaro dorand. Bonk dar holati az tarafi sahmiyadoron istifoda nakardani huquqi afzaliyatnoki kharidorii sahmiyaho, doroi huquqi afzaliyatnoki kharidani sahmiyahoi az tarafi sahmiyadoron ba shakhsi seyum furukhtashavanda megardad.

Dar holati az tarafi sahmiyadoron va Bonk istifoda nashudani huquqi afzaliyatnoki khud baroi kharidi hamai sahmiyahoi ba furush barovarda shuda, sahmiyaho ba shakhsi seyum bo narkh va sharthoe, ki ba Bonk va sahmiyadoron peshkash shuda bud furukhta meshavand. Muhlati istifodai huquqi afzaliyatnoki sahmiyadoroni Bonk 30 ruz az ruzi giriftani ogohnomai dakhldor meboshad. Muhlati huquqi afzaliyatnoki Bonk 30 ruzro az ruzi guzashti muhlati huquqi afzaliyatnoki kharidani sahmiyaho az tarafi sahmiyadoron yo az ruzi (sanai) dast kashidani hamai sahmiyadoron az chunin huquqi afzaliyatnok dar bar megirad. Muhlati istifodai huquqi afzaliyatnok dar holate qat megardad, ki agar to ba okhir rasidani on az hamai sahmiyadoron va az khudi Bonk arizai khatti oidi istifodabari yo dast kashidan az istifodai huquqi afzaliyatnoki girifta shavad.

  • Guzasht kardani huquqi afzaliyatnok roh doda nameshavad.
  • Sahmiyadore, ki tamomi sahmiyahoyashro furukhtaast, az fehristi (reestri) sahmiyadoron khorij shuda hisob meyobad.
  • Miqdori sahmiyadoroni Bonk az 50 nafar ziyod buda nametavonad. Agar miqdori sahmiyadoron az 50 nafar ziyod shavad Bonk boyad miqdori sahmiyadoronro to 50 nafar kam kunad, yo dar muddati yak sol Bonkro ba jamiyati sahomii kushoda tabdil dihad.
  • Hangomi qat gardidani faoliyati sahmiyador – shakhsi huquki va margi sahmiyador – shakhsi voqei, huququ uhdadorihoyash oidi sohibiyati sahmiyaho muvofiqi qonunguzorii Jumhurii Tojikiston hal karda meshavad.

7.   FEHRISTI (REESTRI) SAHMIYADORON VA TARTIBI BAQAYDGIRII ONHO.

  • Baqaydgirii sahmiyadoron mutobiqi talaboti qonunguzorii Jumhurii Tojikiston guzaronida meshavad.

Dar fehristi sahmiyadoroni Bonk malumot oidi har kadom shakhsi baqaydgiriftashuda miqdor va namudhoi (navhoi) sahmiyaho, ki ba nomi har shakhsi ba qayd giriftashuda sabt shudaast va inchunin digar malumote, ki qonunguzorii Jumhurii Tojikiston peshbini namudaast, nishon doda meshavand.

  • SHakhsi dar fehristi sahmiyadoroni Bonk ba qayd giriftashuda, vazifador ast dar muhlati 5 ruz ba dorandai fehrist oidi hamaguna malumoti tagyiryofta khabar dihad. Bonk baroi zarari dar natijai ijro nakardani in talabot ba sahmiyador rasonidashuda, javobgar nest.
  • Baqaydgirii sahmiyador ba vositai vorid namudani navishtajot ba fehrist amali karda meshavad.
  • Navishtajot, inchunin digar tagyirot ba fehrist muvofiqi talabi sahmiyador yo nigohdorandai sahmiya na dertar az 3 ruzi kori badi peshnihod namudani hujjathoi lozimi, ba rasmiyat darovarda meshavad. Hangomi vorid namudani tagyirot ba fehrist, dorandai fehrist dar davomi 5 ruz ba shakhse, ki vorid namudani tagyirotro talab kardaast ogohnomai asosnok irsol menamoyad.
  • Muvofiqi talabi sahmiyador, dorandai fehrist (reestr) boyad huquqi uro ba sahmiyaho tasdiq namoyad, ba u nuskhai sabtro az fehristi sahmiyadoroni Bonk dihad, ki on kogazi qimatnok hisob nameyobad, vale shahodati on ast, ki dorandaash sohibi sahmiyahoi Bonk meboshad.

8.   TAQSIMOTI FOIDA.

  • Bonk dar masalahoi taqsimi foida huquqi tomi mustaqiliyati khojagidoriro dorad.
  • Foida ba tartibi muqarrarnamudai qonunguzorii jori muayyan karda meshavad. Bad az andozbandi, foidai sof purra dar intiyori Bonk meboshad.

Foidai sofi Bonk bo qarori Majlisi umumii solonai sahmiyadoron baroi pushonidani zararhoi moliyavii solhoi guzashta, va badan baroi pardokhti sudi sahmiya (dividend) ba sahmiyadoron va tashakuldihii fondhoi zakhiravii Bonk dar sarmoya, ravona karda meshavad.

  • Qaror dar borai dodani sudi sahmiya, andozai on, sana va shakli pardokhti on az tarafi Majlisi umumii sahmiyadoron bo peshnihodi SHuroi noziron qabul karda meshavad.

Ruykhati shakhsone, ki baroi giriftani sudi sahmiyaho huquq dorand, dar sanai tahiyai ruykhati shakhsone, ki baroi ishtirok dar Majlisi umumii sahmiyadoron huquq dorand, tartib doda meshavad. Baroi tahiyai ruykhati shakhsoni baroi giriftani sudi sahmiyaho huquqdoshta dorandai nominalii sahmiyaho dar mavridi shakhsone, ki u ba manfiati onho sahmiyahoro sohibi mekunad, malumot peshnihod menamoyad.

Sudi sahmiya baroi sahmiyahoi barovardashudai nofurukhta va bozpaskharidashudai khudi Bonk doda nameshavad.

  • Bonk muvofiqi talaboti qonunguzorii Jumhurii Tojikiston huquq nadorad dar holathoi zerin oidi pardokhti sudi sahmiyaho qaror qabul namoyad (elon namoyad):
  • to purra pardokhtani tamomi sarmoyai oinnomavi;
  • agar in guna amal boisi az andozai haddi aqal kamshavii sarmoyai tanzimshavanda gardad;
  • agar dar ruzi pardokht Bonk mutobiqi qonunguzorii Jumhurii Tojikiston dar mavridi muflisi boshad yo dar natijai pardokht alomathoi zikrshuda dar Bonk paydo shavand;
  • agar dar ruzi pardokht arzishi doroii sofi Bonk az sarmoyai oinnomavi va fondi zakhiravii on kamtar boshad yo hajmi onho dar natijai pardokht kamtar gardad;
  • dar digar holathoi peshbininamudai qonunguzorii Jumhurii Tojikiston.
  • Bonk huquq nadorad sudi sahmiyahoi elonshudaro dar holathoi zayl pardozad:
  • agar dar ruzi pardokht Bonk mutobiqi qonunguzorii Jumhurii Tojikiston dar borai muflisi doroi alomathoi muflisi boshad yo dar natijai pardokhthoi sudi sahmiyaho alomathoi zikrshuda dar Bonk mushohida shavand;
  • agar dar ruzi pardokht arzishi doroii sofi Bonk az sarmoyai oinnomavi, sarmoyai tanzimshavanda kamtar boshad va arzishi barhamdihii sahmiyahoi imtiyoznoki furukhtashuda az arzishi nominalii muayyannamudai oinnoma balandtar boshad yo dar natijai pardokhti sudi sahmiyaho az mablagi mazkur kamtar gardad;
  • dar holathoi digari peshbininamudai qonunguzorii Jumhurii Tojikiston.

Bo qat gardidani holathoi zikrgardida Bonk vazifador ast dar muhlati na dertar az 30 ruz ba sahmiyadoron sudi sahmiyahoi elonshudaro pardozad.

  • Hajmi sudi sahmiya be nazardoshti andoz muayyan karda shuda, on ba sahmiyadoron badi giriftani andoz muvofiqi qonunhoi amalkunanda doda meshavad. Ba mablagi sudi sahmiyai pardokhtnashuda yo giriftanashuda foiz hisob karda nameshavad.
  • Bonk zakhira dar namudi fondi zakhiravi baroi pushonidani zarari dar natijai amaliyoti asosi ba vujud omada, inchunin baroi kharidani sahmiyaho va digar maqsadho mutobiqi standarthoi hisobotii bo qonunguzorii Jumhurii Tojikiston muayyanshuda, tasis medihad.

Fondi zakhiravi muvofiqi talaboti qonunguzorii Jumhurii Tojikiston oidi hajmi minimalii on va dar hajmi na kamtar az sarmoyai Oinnomavi az foidai sof tashkil karda meshavad. Andozai harsolai hissajudokuniro ba fondi zakhiravi Majlisi umumii sahmiyadoron mutobiqi qonunguzorii Jumhurii Tojikiston va talaboti Bonki millii Tojikiston muayyan karda, to purra tashkil yoftani on davom mekunad.

  • Bonk mutobiqi qonunguzorii Jumhurii Tojikiston va standarthoi hisobot metavonad digar namudi zakhirahoro tashkil namoyad.

Zakhirahoi tashkil namudai Bonkro tanho dar doirai maqsadi bunyodi onho sarf kardan mumkin ast.

9.   TAMINI MANFIATHOI MIZOJON.

  • Bonk hifzi vositahoi puli va digar doroiho (ashyoi qimatnok), ki mizojon va murosilon (korrespondenton) ba u bovar kardaand tamin menamoyad. Kafolati hifzi onho bo tamomi molu mulki manqul va gayrimanqul, fondhoi puli va zakhirahoi mutobiqi qonunguzori va in Oinnoma tashkil yofta, amali karda meshavad.

Bonk inchunin kafolati mablaghoi pulii pasandozguzoronro bo rohi dokhil shudan ba khazinai sugurtai pasandozhoi shakhsoni voqei tamin menamoyad.

  • Bonk doimo omodagiashro baroi sari vaqt va purra ijro namudani uhdadorihoi ba zimma giriftaash bo rohi tanzimi sokhtori balansi khudash, mutobiqi meyorhoi hatmii dar qonunguzori va sanadhoi meyorii huquqii Bonki millii Tojikiston peshbinishuda, nigoh medorad.
  • Ba vositahoi puli va digar molu mulki qimatnoki shakhsoni huquqi va voqei, ki dar hisobhoyashon hamchun amonat va yo baroi nigohdori mavjudand, faqat dar holathoi peshbinishudai qonunguzorii Jumhurii Tojikiston, habs guzoshta meshavad.
  • Bonk va tamomi kormandoni on uhdadorand malumotro oidi amaliyotho, surathisobho va amonathoi mizojonash mutobiqi qonunguzorii jori makhfi nigoh dorand.
  • Malumot dar borai faoliyat va holati moliyavii mushtari, ki ba Bonk hangomi khizmatrasoni va munosibat bo mushtari yo bo shakhsi seyum malum shudaast, inchunin digar malumothoe, ki doroi sirri bonkiand, bo rioyai talaboti moddai 48 Qonuni Jumhurii Tojikiston «Dar borai faoliyati bonki» ba shakhsi seyum doda meshavand.
  • Tamomi shakhsoni mansabdor va kormandoni Bonk, sahmiyadoron va namoyandagoni onho, auditoron uhdadorand sirri makhfi budani amaliyotho, surathisobho va amonathoi mizojonro, inchunin sirri tijoratiro, ki hangomi ijroi vazifa ba onho malum shudaast, qatiyan tamin namoyand.

Nomgui malumote, ki siri bonki shumorida meshavad, Rayosati Bonk bo nazardoshti qonunguzorii Jumhurii Tojikiston muayyan menamoyad.

  • Bonk ba mizojoni khud makhfi nigoh doshtani malumotho, inchunin sirri bonkiro muvofiqi qonunguzorii amalkunandai Jumhurii Tojikiston, kafolat medihad.

10.   HISOBGIRI VA HISOBOT.

  • Dar Bonk hisobgirii muhosibavi, hisoboti moliyavi va omori, inchunin digar malumotu akhborot dar asosi qoidahoi muqarrarnamudai qonunguzorii Jumhurii Tojikiston va Bonki millii Tojikiston ba roh monda meshavad.
  • Bonk dar holathoi peshbininamudai qonunguzorii Jumhurii Tojikiston ba maqomoti davlati akhboroti zaruriro baroi andozbandi va burdani sistemai umumidavlatii jamkuni va korkardi akhbori iqtisodi peshnihod menamoyad.
  • Jambasti faoliyati Bonk dar tavozuni mohona, choryaki va solona, dar hisoboti foida va zarar, inchunin dar hisoboti solonai ba Bonki millii Tojikiston dar muhlathoi muqarrarnamudai on peshnihodshavanda, inikos megardad.
  • Bonk hisoboti moliyavii solonai khud, az jumla hisoboti moliyavii majmuii solonaro, ki az audit guzashtaast, dar muhlati na dertar az yak moh badi giriftani khulosai auditori dar na kamtar az du ruznomai jumhuriyavi nashr menamoyad.
  • Soli moliyavi az 1 yanvar ogoz yofta, 31 dekabr ba okhir merasad.
  • Bo maqsadi tatbiqi siyosati davlati, ijtimoi, iqtisodi va andozi, Bonk hujjathoro mutobiqi tartibi peshbinishudai qonunguzorii Jumhurii Tojikiston hifz namuda va bo tartibi lozimi nigohdori va istifodabarii (bo darkhosti shakhsoni huquqi va voqei dodani malumot) onhoro tamin menamoyad. Hujjathoi hayati shakhsii Bonkro bo tarzi muayyangardida ba nigohdorii davlat mesuporad.

Nobudsozii hujjatho tanho badi taftishi guzashtani muhlati nigohdorii onho va dar asosi sanadhoi soqitsozii bo tarzi lozimi tartibdodashuda, amali gardonida meshavand.

  • Namudi hujjatho va muhlati nigohdorii onho mutobiqi nomgui muqarrargardida (nomenklatura) muayyan karda meshavad.

11.   AUDITI MUSTAQIL (BERUNA).

  • Sanjishi amaliyoti Bonk az jonibi tashkiloti auditorie, ki doroi ijozatnomai dakhldor, takhassus va tajribai kofii auditi tashkiloti qarzi buda, dar ruykhati Bonki millii Tojikiston vorid karda shuda, auditi tashkilothoi qarziro dar Jumhurii Tojikiston guzaronida metavonand.
  • Tashkiloti auditori yo kormandi on boyad molik, kormandi rohbarikunanda, kormand yo namoyandai Bonk naboshad. SHakhse, ki dar Bonk manfiat nadorad, ba istisnoi holathoi doshtani amonat dar Bonk metavonad auditori on tain gardad.

Agar tashkiloti auditori hangomi guzaronidani audit sohibi in guna manfiat  dar Bonk gardad, pas Bonk khizmatrasonii auditorii vayro qat namuda, tashkiloti auditorii digarro tain mekunad.

  • Tashkiloti auditori ba Bonk khizmatrasonihoero, ki bo vazifahoi nazorati dokhilii Bonk aloqamandand, peshnihod namekunad, ba istisnoi khizmatrasonihoi talimie, ki doroi khususiyati doimi nameboshand.
  • Bonk nametavonad paydarpay yak tashkiloti auditoriro ba muhlati ziyoda az se sol auditor tain namoyad.
  • Mutobiqi standarthoi audit tashkiloti auditori auditi Bonk dar asosi nazorati majmui anjom medihad va:
  • izhor mekunad, ki tashkiloti auditori yo yagon kormandi tashkiloti auditori dar Bonk yagon manfiat nadorad va talaboti dar bandi 11.03. darj gardida ijro mekunad;
  • dar rioya va nigohdorii qoidahoi tashkili nizomi durusti hisobgiri ba Bonk kumak merasonad;
  • dar nigohdorii nizomi durusti nazorati moliyavi va idorakunii khavfho ba Bonk madad merasonad;
  • bo darkhosti Kumitai auditi Bonk dar majlishoi on ishtirok menamoyad;
  • dar muhlati 3 mohi badi anjomi soli moliyavi dar borai mukammali, kholisi va durustii hisoboti moliyavi khulosai auditori va nazari auditori omoda namuda, dar borai vazi moliyavii Bonk mutobiqi talaboti Qonuni Jumhurii Tojikiston «Dar borai faoliyati bonki» ba SHuroi nozironi Bonk malumoti mufassal peshnihod mekunad;
  • ba SHuroi nozironi Bonk va Bonki millii Tojikiston dar borai nizomi tasnifi qarzho va taminnokii doroihoi (az jumla, qarzhoi) shubhanok tibqi talaboti Bonki millii Tojikiston, bo nishon dodani kambudiho nazari tashkiloti auditoriro peshnihod mekunad;
  • ba har yak uzvi SHuroi nozironi Bonk va ba Bonki millii Tojikiston dar borai har yak amali kormandi rohbarikunanda, kormand yo namoyandai Bonk, ki az nigohi on vayron kardani talaboti Qonuni Jumhurii Tojikiston «Dar borai faoliyati bonki» yo yagon sanadi meyorii huquqi meboshad khabar medihad;
  • ba har yak uzvi SHuroi nozironi Bonk va ba Bonki millii Tojikiston dar borai har yak norasoi yo kambudii dar idorakuni yo amaliyoti Bonk oshkorshuda, khabar medihad.
  • Hangomi tahiyai khulosai auditori inho boyad ba nazar girifta shavand:
  • qanoatbakhsh budani bayonot va ittiloote, ki az kormandi rohbarikunanda, kormand yo namoyandai Bonk hangomi audit talab shudaast;
  • darajai voqean javobguy budani Bonk ba talaboti nizomi nazorati dokhili va hisobdori;
  • usule, ki Bonk baroi peshburdi kitobhoi hisobdori, hujjatho, hisobot va farogirii amaliyot, ki baroi monitoring va auditi dokhiliyu beruni zarur ast, istifoda mebarad;
  • qobiliyati kordoni va ba talabot muvofiq budani rohbariyati Bonk;
  • kambudihoi joydoshta, erodho va tavsiyaho baroi bartaraf kardani onho, inchunin ijroi tavsiyaho va bartaraf namudani erodhoi solhoi guzashta;
  • darajai daqiq budani hujjathoi ba Bonki millii Tojikiston peshnihodshuda va muvofiqati onho ba mazmuni sabtho, kitobhoi hisobdori, nizomi hisobdori va sanadhoi meyorii huquqii marbut ba hamin hujjatho.
  • Bonk dar muhlati na dertar az 30 ruzi badi dastrasii khulosai auditori nuskhai onro ba Bonki millii Tojikiston irsol mekunad.
  • Bonki millii Tojikiston metavonad az tashkiloti auditori malumoti ilovagiro vobasta ba khulosai on talab namoyad.

12.   IDORAKUNII BONK.

  • Maqomoti idorakunii Bonk:
  • Maqomi oli – Majlisi umumii sahmiyadoron;
  • Maqomi idora – SHuroi noziron, ki az jonibi Majlisi umumii sahmiyadoron tasis doda meshavad;
  • Maqomi ijroiya – Rayosat va Raisi Bonk, ki az jonibi SHuroi noziron tasis doda meshavad.
  • Ba salohiyati istisnoii Majlisi umumii sahmiyadoron masalahoi zerin, ki qaror bo tarafdorii az chor se hissai ovozi sohiboni sahmiyahoi ovozdihandai dar majlis huzur doshta qabul karda meshavad, dokhil meshavand:
  • vorid namudani tagyirotu ilovaho ba Oinnomai Bonk va tasdiqi Oinnoma dar tahriri nav;
  • qabuli qarorho oidi maqul donistani ahdho dar holathoi peshbininamudai moddahoi 81 va 85 Qonuni Jumhurii Tojikiston «Dar borai jamiyathoi sahomi»;
  • qabuli qarori aznavtashkildihi yo barhamdihi, tasdiqi komissiyai barhamdihi, tasdiq namudani tavozuni (balansi) fosilavi va nihoii barhamdihi;
  • qabuli qaror oidi ziyod namudani sarmoyai oinnomavi bo rohi ziyod kardani arzishi nominalii sahmiyaho va yo pahn kardani sahmiyahoi ilovagi;
  • qabuli qaror oidi kam kardani sarmoyai oinnomavi bo rohi past kardani arzishi nominalii sahmiyaho va yo kharidi qismi sahmiyaho ba maqsadi kam namudani miqdori umumiashon, inchunin pardokhti sahmiyahoi kharidashuda bo tartibi muqarrari;
  • qabuli qaror oidi tasdiqi hujjathoi dokhili, ki amaliyoti maqomi idorakunandaro ba tanzim medarorand.
  • Masalahoi zerin salohiyati istisnoii Majlisi umumii sahmiyadoron buda, qaror oidi in masalaho bo tarafdorii aksariyati sahmiyadoroni doroi sahmiyahoi ovozdori dar majlis huzurdoshta qabul karda meshavad:
  • Muayyan namudani shumorai azoi SHuroi noziron va intikhobi azoyoni SHuroi nozironi Bonk va pesh az muhlat qat namudani salohiyati onho;
  • Maqul donistani ahdhoe, ki ijro namudani onho ba manfiati Bonk meboshad;
  • Qabuli qaror oidi dodani sudi sahmiyaho (dividend) az rui jambasti natijai kori semoha, nimsola va nuhmohai soli moliyavi, tartibi dodani onho az rui peshnihodi SHuroi noziron;
  • Tasdiq namudani auditori mustaqil va andozai mablagi haqqi khizmati on baroi sanjishi amaliyoti Bonk;
  • Tasdiqi hisobothoi solona, hisoboti solonai bukhgalteri, az on jumla hisoboti foida va zarar, inchunin taqsimoti foida (az on jumla dodani dividendho, ba juz foidai chun dividend az rui jambasti semohai yakum, nimsola va nuhmohai soli moliyavi) va zarar az rui natijahoi soli moliyavi dar asosi peshnihodi SHuroi noziron;
  • Az tarafi Bonk kharidani sahmiyahoi pahnkardashuda dar holathoi peshbininamudai Qonuni Jumhurii Tojikiston «Dar borai jamiyathoi sahomi»;
  • Qabul namudani qaror oidi ishtiroki Bonk dar shirkathoi kholdingi, guruhhoi moliyavi-sanoati, jamiyathoi sahomi bo tarzi dodani yak yo yakchand qismi doroiho, ki qimati onho 25 yo ziyoda az in foizi hamai doroihoi Bonkro tashkil menamoyand;
  • Tashkili fondhoi Bonk;
  • Muayyan namudani podoshi mehnat va jubronpulii azoyoni SHuroi noziron hangomi ijroi vazifaashon;
  • Halli masalahoi digare, ki tibqi qonunguzorii Jumhurii Tojikiston dar doirai salohiyati Majlisi umumii sahmiyadoron Bonk meboshad.

Masalahoi marbut ba salohiyati Majlisi umumii sahmiyadoron nametavonand jihati hal ba maqomi ijroiyai Bonk irsol gardand.

Majlisi umumii sahmiyadoron huquq nadorad masalahoi tibqi Qonuni Jumhurii Tojikiston «Dar borai jamiyathoi sahomi» tahti salohiyatash qarornadoshtaro barrasi namoyad va vobasta ba onho qaror qabul kunad.

  • Majlisi umumii sahmiyadoron metavonad navbati va gayrinavbati boshad. Majlisi umumii navbatii sahmiyadoron boyad na peshtar az 2 moh va na dertar az 6 moh badi soli hisoboti guzaronida shavad.

Raisi SHuroi noziron Bonk Majlisi umumiro kushoda onro raisi mekunad.

  • Majlisi umumii gayrinavbatii sahmiyadoron bo qarori SHuroi noziron bo tashabbusi SHuroi noziron, Rayosat, va yo bo talaboti khattii sahmiyadoroni, ki doroi na kamtar az 10 foizi sahmiyahoi ovozdori Bonk dar sanai peshnihodi talabot meboshand bo nishondodi zaruriyati davat namudan va ruznomayu vaqti guzaronidani majlis, davat karda meshavad.
  • Ogohonidani sahmiyadoron oidi barguzorshavii Majlisi umumii sahmiyadoron dar muhlati na kamtar az 20 ruz to sanai barguzorshavii Majlisi umumii sahmiyadoron bo nishondodi sana, vaqt, makon va ruznomai majlis, bo yake az tarzhoi zerin amali karda meshavad:
  • bo faks;
  • bo teleks;
  • bo telegraf;
  • bo pochtai elektroni;
  • bo maktube, ki bo khatkashon ravona karda meshavad;
  • bo maktubi farmoishi.

Ittiloot dar borai guzaronidani Majlisi umumii sahmiyadoron, ki ruznomai on doroi masalai aznavtashkildihii Bonk meboshad, dar muhlati na dertar az 30 ruz to sanai guzaronidani on peshnihod karda meshavad.

  • Majlisi umumii sahmiyadoron nametavonad oidi masalahoe, ki dar ruznomai majlis dokhilu tasdiq nashudaand, qaror qabul namoyad.
  • Sahmiyadoron dar ovozdihi metavonand shakhsan yo ba vositai shakhsoni vakolatdori khud bo vakolatnomae, ki mutobiqi qonunguzorii Jumhurii Tojikiston tartib doda shudaast, ishtirok namoyand. Dar Majlisi umumii sahmiyadoron shakhsoni davatshuda metavonand huzur doshta boshand.
  • Majlisi umumii sahmiyadoron dar surate bosalohiyat ast (doroi kvorum meboshad), ki dar on sahmiyadoroni dar majmu doroi besh az nisfi ovozhoi sahmiyahoi ovozdori pahnkardashudai Bonk, ishtirok namoyand.
  • Sahmiyadoron yo namoyandagoni onho, ki ba ruykhati sahmiyadoron dokhil karda shudaand, ba sharte ishtirokkunandai Majlisi umumii sahmiyadoron etirof megardand, ki jihati ishtirok dar on ba qayd girifta shuda boshand. Dar Majlisi umumii sahmiyadoron, ki dar shakli ovozdihii goibona meguzarad, sahmiyadorone ishtirokdoshta etirof megardand, ki byulletenhoyashon to sanai anjomi qabuli byuletenho, dastras shudaand.

Agar ruznomai Majlisi umumii sahmiyadoron masalahoero dar bar girad, ki az rui onho hayati mukhtalifi ovozdihandaho ovoz medihand boshand kvorum baroi qabuli qarori in masalaho alohida muayyan karda meshavad. Hamzamon mavjud nabudani kvorum baroi qabuli qarori masalahoe, ki ovozdihi az rui onho bo yak hayati ovozdihandaho surat megirad, ba qabuli qarori masalahoe, ki ovozdihi bo hayati digari ovozdihandagon surat girifta, baroi qabuli on kvorum vujud dorad, monea nameboshad.

Hangomi mavjud nabudani kvorum baroi guzaronidani Majlisi umumii solonai sahmiyadoron boyad Majlisi umumii sahmiyadoron bo hamon ruznoma takroran guzaronida shavad.

Hangomi mavjud nabudani kvorum baroi guzaronidani Majlisi umumii gayrinavbatii sahmiyadoron metavonad Majlisi umumii takrorii sahmiyadoron bo hamon ruznoma guzaronida shavad.

  • Majlisi takrorii umumii sahmiyadoron ba sharte salohiyatdor (doroi kvorum) hisobida meshavad, ki dar on sahmiyadoroni dar majmu doroi na kamtar az 30 foizi ovozhoi sahmiyahoi pahnkardashudai ovozdori Bonk ishtirok doshta boshand. Ittiloot dar mavridi guzaronidani Majlisi umumii takrorii sahmiyadoron mutobiqi talaboti moddai 48 Qonuni Jumhurii Tojikiston «Dar borai jamiyathoi sahomi» surat megirad. Hamzamon muqarraroti bandi seyumi qismi 1 moddai 48 hamin qonuni nombarshuda tatbiq namegardad. Byulletenhoi ovozdihi hangomi guzaronidani Majlisi umumii takrorii sahmiyadoron mutobiqi talaboti moddai 59-i Qonuni Jumhurii Tojikiston «Dar borai jamiyathoi sahomi» suporida, irsol yo nashr karda meshavand.

Hangomi guzaronidani Majlisi umumii takrorii sahmiyadoron dar muhlati 5 ruzi badi Majlisi umumii doirnashudai sahmiyadoron, shakhsoni doroi huquqi ishtirok dar Majlisi umumii sahmiyadoron mutobiqi ruykhati shakhsone, ki baroi ishtirok dar Majlisi umumii doirnashudai sahmiyadoron huquq doshtand, muayyan megardad.

  • Dar jalasai Majlisi umumii sahmiyadoron Raisi SHuroi noziron raisi mekunad; paynavishtho boyad az tarafi raisikunanda va kotibi majlis imzo karda shavand.

13.   SHUROI  NOZIRONI  BONK.

  • Dar fosilai bayni Majlishoi umumii sahmiyadoron maqomi idorakunanda SHuroi noziron meboshad. SHuroi noziron rohbarii umumii faoliyati Bonkro amali menamoyad, metavonad hamaguna masalahoro ba istisnoi masalahoe, ki ba vakolati Majlisi umumii sahmiyadoron taalluq dorand, barrasi namoyad.
  • Ba salohiyati SHuro masalahoi zerin dokhil meshavand:
  • Muayyan namudani hadafhoi faoliyati tashkiloti qarzi va durnamoi on;
  • Muqarrar namudani standarthoi idorakunii khavfho va haddi aqalli meyorhoi maqbuli dokhili;
  • Oshkor namudani khavfhoi asosie, ki Bonk duchori onho megardad va muqarrar kardani haddi joizi in khavfho;
  • Nazorati tadbirhoe, ki maqomi ijroiyai Bonk baroi oshkor, andozagiri, monitoring va nazorati khavfho meandeshad;
  • Nigahdorii nizomi muvofiqu bosamari nazorati dokhili, inchunin monitoringi samarabakhshii nizomi nazorati dokhilii az tarafi maqomi ijroiyai Bonk amalishavanda;
  • Muqarrar namudani siyosati dokhili va sarmoyaguzori, nizomi nazorati dokhili va meyorhoi akhloqi;
  • Maqul donistani ba vazifa tain va az vazifa ozod kardani azoi Rayosat va kormandoni rohbarikunandai Bonk bo peshnihodi Raisi Bonk yo raisi Rayosat, ba istisnoi rohbar va sarmuhosibi filiali Bonk;
  • Tasdiqi sokhtori tashkili va taini rohbari sokhtori auditi dokhilii (sarauditori) Bonk;
  • Muayyan kardani shartho va andozai muzdi mehnati rais, muovinoni u va sarauditori Bonk;
  • Tasis va barhamdihii filialho va namoyandagihoi Bonk;
  • Barrasii natijahoi audit va sanjishi dokhiliyu beruni;
  • Digar masalahoe, ki dar qonunguzorii Jumhurii Tojikiston va Oinnomai mazkur ba salohiyati SHuroi noziron peshbini shudaand.

 Masalahoe, ki ba salohiyati SHuroi noziron dokhil meshavand, baroi hal kardan ba Raisi Bonk yo Rayosati Bonk dodan mumkin nest.

  • Hayati SHuroi noziron az 5 nafar iborat meboshad. Azoi SHuroi noziron ba muhlati 4 sol dar Majlisi umumii sahmiyadoron intikhob karda meshavad. Azoi SHuroi noziron metavonand dar davrahoi minbadai muhlatashon barobar az nav intikhob shavand. SHuroi noziron metavonad az hisobi sahmiyadoron, az jumla muassison va mutakhassison-korshinosoni davatshudae, ki doroi tahsiloti oli buda, shakhsoni az nigohi kasbi bosalohiyat va boetimod meboshand, intikhob gardad. SHuroi noziron az bayni azoi khud raisi SHuroro intikhob mekunad.
  • Azoi SHuroi noziron nametavonand:
  • dar yagon tashkiloti qarzii digar, ba istisnoi jamiyati vobasta kor kunand;
  • azoi oilai uzvi SHuroi nozironi tashkiloti qarzi boshand;
  • azoi SHuroi noziron yo sahmiyadori (ishtirokchii) digar tashkiloti qarzi boshand;
  • rais yo uzvi Rayosati tashkiloti qarzi boshand;
  • khizmatchii davlati boshand;
  • sinnashon az si kam boshad.

Na kamtar az chor yak hissai azoi SHuroi noziron boyad dar nizomi bonki tajribai korii ziyoda az se sol doshta boshand.

  • Dodani huquqi ovozdihi ba azoi digari SHuroi noziron yo shakhsi seyum man ast.
  • SHuroi noziron nametavonad ba amaliyoti jorii (operativii) Rayosat mudokhila namoyad.
  • SHuroi noziron metavonad bo hisobothoi moliyavi, khulosai Kumitai audit, maruzaho va hisoboti harsola to ba Majlisi umumii sahmiyadoron peshnihod shudanashon, shinos shavad.

SHuroi noziron metavonad peshnihod namudani hamaguna hisobotro oidi amaliyoti Rayosat talab namoyad.

SHuroi noziron metavonad baroi guzaronidani tashkhisi kholisi  loihahoi muhim, barnomahoyu masalahoi strategi, guruhi eksperti tasis namoyad.

SHuroi noziron baroi halli problemahoi ba amal omada metavonad az azoyoni SHuroi noziron va shakhsoni davatshuda az jumlai sahmiyadoron, komissiyai kori tasis namoyad.

Kvorum baroi guzaronidani majlisi SHuroi noziron naboyad az nisfi shumorai intikhobgardidai SHuroi noziron  kam boshad.

  • Faoliyati SHuroi nozironro Raisi SHuroi noziron rohbari menamoyad.
  • Raisi SHuro huquq dorad:
  • Paynavishtho, qarorho va suporishnomahoi ba faoliyati SHuroi noziron dakhldorro imzo namoyad;
  • Jalasai SHuroi nozironro davat namoyad;
  • Tavsiyaho ba Rayosati Bonk dihad.
  • Raisi SHuroi noziron jalasai SHuroi nozironro dar holati zaruri va na kam az yak marotiba dar choryak (kvartal) meguzaronad va on hangomi ishtiroki na kamtar az nisfi shumorai azoi SHuro komilhuquq hisob meyobad.

Huququ vazifahoi azoi SHuroi noziron, inchunin masalahoi tashkili kori SHuroi noziron, tartibi tayyor namudanu guzaronidani majlisi SHuroi noziron va digar masalahoe, ki dar Oinnoma halli khudro nayoftaand dar Nizomnomai SHuroi noziron, ki on bo qarori Majlisi umumii sahmiyadoron tasdiq karda meshavad va digar hujjathoi dokhili tanzim megardand.

  • Qarori SHuroi noziron bo aksariyati ovozhoi azoi dar jalasai SHuroi noziron ishtirok doshta qabul megardad. Har yak azoi SHuroi noziron yak ovoz dorad. Hangomi barobarii ovozho ovozi Raisi SHuroi noziron halkunanda meboshad.
  • Raisi SHuroi noziron burdani paynavishti jalasai SHuroi nozironro tamin menamoyad.
  • Dar nabudani Raisi SHuroi noziron vazifahoi uro bo qarori SHuroi noziron yake az azoi SHuroi noziron ijro mekunand.
  • Rais va azoyoni Rayosati Bonk nametavonand azoi SHuroi noziron intikhob gardand.
  • Kormandi rohbarikunandai Bonk hangomi ba vazifa intikhob yo tain shudan va minbad har sol boyad bo tavri khatti ba SHuroi noziron oid ba har guna manfiathoi shakhsii moliyavii bevosita yo bavositai khud va ahli oilaash malumot dihad.
  • Agar masalai vobasta ba manfiathoi shakhsii moliyavi ba muhokimai SHuroi noziron yo digar kumita yo guruhi korii Bonk, ki huquqi qabuli qarorro dorand, guzoshta shavad, kormandi rohbarikunanda, ki masala bevosita ba manfiathoi shakhsii moliyavii vay dakhl dorad, dar ogozi muhokima onhoro ifsho karda, digar dar muhokima ishtirok namekunad. Hangomi az jonibi SHuroi nozironi Bonk yo maqomi digari vakolatdori on barrasi gardidani masalai vobasta ba manfiathoi shakhsii moliyavii kormandi rohbarikunanda u huquq dorad dar chunin barrasi ishtirok namoyad. Bo maqsadi tashkili kvorum ishtiroki in kormandi rohbarikunanda ba hisob girifta nameshavad.

14.   MAQOMOTI IJROIYAI BONK.

  • Rohbarii bevositai faoliyati jorii Bonkro maqomi ijroiyai on – Rayosat va Raisi Bonk amali megardonand. Raisi Bonk vazifahoi Raisi Rayosatro ijro mekunad.

Maqul donistani intikhob va tain namudani Raisi Rayosat va azoyoni Rayosati Bonk, bo nazardoshti talaboti Qonuni Jumhurii Tojikiston «Dar borai faoliyati bonki» az tarafi SHuroi noziron ba mudati 4 sol  muqarrar karda meshavad.

Azoi Rayosat dar yak vaqt azoi SHuroi noziron shuda nametavonand. Azoi Rayosat boyad mutakhassisoni doroi malakai kasbi, tajribayu donish dar masalahoi moliyavi va bonkiyu huquqi boshand. Kormandoni Bonk metavonand azoi Rayosat intikhob shavand.

Maqomi ijroiya faoliyati khudro mutobiqi talaboti Qonunhoi Jumhurii Tojikiston «Dar borai jamiyathoi sahomi», «Dar borai faoliyati bonki», qonunguzorii Jumhurii Tojikiston, sanadhoi meyorii Bonki millii Tojikiston, hamin Oinnoma, qarorhoi Majlisi umumii sahmiyadoronu SHuroi noziron va digar hujjathoi dokhili amali menamoyad.

  • Ba salohiyati maqomi ijroiya hamai masalahoi rohbarii faoliyati jori ba istisnoi masalahoe, ki salohiyati istisnoi Majlisi umumii sahmiyadoron va yo SHuroi noziron hisob meyoband, dokhil meshavand.

Rayosati Bonk doroi salohiyati halli masalahoi zerin meboshad:

  • Idorakunii amaliyoti harruzai Bonk va ijroi qarorhoi Majlisi umumii sahmiyadoron va SHuroi noziron;
  • Tatbiqi samthoi asosii faoliyati Bonk;
  • Tamini rioyai meyorhoi idorakunii korporativi va talaboti idorakunii khavfho dar Bonk;
  • Tamini sathi zarurii nizomi idorakunii Bonk, ki masuliyat, vakolat va munosibathoi baynihamdigarii sokhtorhoi dokhili, shakhsoni mansabdor va kormandoni digari Bonkro muqarrar menamoyad;
  • Tashkili nizomi nazorati dokhilii Bonk, monitoringi mutobiqat va samaranokii on;
  • Tahiya namudani naqshai korii solonai Bonk va tagyirotu ilovahoi asosnok vorid namudan ba on;
  • Tahiya namudani naqshahoi moliyaviyu istehsolii sokhtorho, ki dar asosi naqshai istehsoliyu moliyavii Bonk tartib doda meshavad, tashkil namuda onhoro tasdiq menamoyad;
  • Omoda namudani naqshai kori, hujjathoi hisoboti moliyavi, tavozunhoi muhosibavi, hisobhoi foidahoyu zararho, naqshahoi taqsimoti daromadho va zararhoro baroi peshnihod ba Majlisi umumii sahmiyadoron va SHuroi noziron;
  • Tayyor namudani loihai qarorhoi SHuroi noziron oidi masalahoe, ki bo tashabusi maqomoti ijroiya baroi barrasi peshnihod karda meshavand;
  • Tahiya namudan va baroi tasdiq ba Majlisi umumii sahmiyadoron va yo SHuroi noziron az rui tobeiyat peshnihod namudani loihai hujjathoi dokhilie, ki amaliyoti sokhtorhoi Bonkro ba tanzim medarorand;
  • Tasdiq namudani sokhtor, hayati kormandon, tagyir namudani shumorayu vazifahoi kormandon;
  • Tasdiq namudani sardoroni sokhtorho, qat namudani faoliyati onho;
  • Qabuli qaror oidi kharidori namudan yo furukhtani molu mulk, ki qimatash na ziyoda az 30 foizi narkhi tavozunii doroihoi dakhldori Bonkro hangomi bastani shartnoma tashkil medihad;
  • Halli masalahoi intikhobu jobajoguzorii kormandon;
  • Halli masalai muzdi mehnat va havasmand namudani kormandon;
  • Halli tamomi masalahoi digare, ki ba faoliyati jorii Bonk vobasta astu ba vakolati Majlisi sahmiyadoron va SHuroi noziron namedaroyand.
  • Jalasai Rayosat dar holathoi zaruri vale na kamtar az yak marotiba dar yak moh guzaronida meshavad.
  • Faoliyati Rayosat az tarafi Raisi Rayosat, ki onro SHuroi noziron, intikhob kardaast, rohbari karda meshavad. Raisi Rayosat metavonad dar jalasahoi SHuroi noziron bo ovozi mashvarati ishtirok namoyad.
  • Raisi Bonk huquq dorad:
  • Rohbarii favrii faoliyati moliyaviyu khojagidoriro amali gardonad;
  • Be bovarinoma az nomi Bonk manfiathoi onro dar tamomi maqomothoi davlati, Bonki millii Tojikiston va inchunin dar digar muassisayu tashkilotho sarfi nazar az shakli molikiyat va joygirshavi, dar dokhil va berun az kishvar himoya namoyad;
  • Az nomi Bonk ahdho, shartnomaho, qarordodho va sozishnomaho bandad, miqdori kormandon va mansabhoro muayyan namoyad, jadvali mansab va maoshro tasdiq namoyad, farmonu suporishho barorad, ki ijroishi onho baroi hamai kormandon hatmist, maosh va andozai mukofotpulii kormandonro tasdiq namoyad;
  • Ruykhati mansabhoro dar hajmi muzdi mehnati muqarrarshuda tasdiq namoyad;
  • CHorabinihoro oidi baland bardoshtani jihati takhassusi, manaviyu havasmandkunii kormandon, mustahkam namudani intizomi mehnat va tatbiq namudani jazoi intizomiyu mehnati, muayyan namoyad;
  • Kormandonro mutobiqi ruykhati mansabho ba kor qabul namoyad, ba kori doimi va yo muvaqqatii digar guzaronad, inchunin az kor ozod namoyad, sozishnomai mehnati va qarordodhoro bo kormandon imzo namoyad;
  • Kormandoni rohbarikunandaro (muovinoni Rais, sarmuhosibi Bonk, rohbaron va sarmuhosiboni filialho) dar muvofiqa bo SHuroi noziron badi giriftani rozigii Bonki millii Tojikiston, ba vazifa tain mekunad;
  • Baroi barrasi ba SHuroi noziron va Majlisi umumii sahmiyadoron peshnihod oidi masalahoe, ki ba salohiyati onho dokhil meshavad, irsol namoyad;
  • Raisi Bonk (Raisi Rayosat) bo maqsadi jalbi mizojon, metavonad mustaqilona meyori foizi amonatu pasandoz va haqqi khizmatrasonihoi tarofaviro muqarrar namoyad;
  • Amalhoi digarero, ki ba qonunguzorii Jumhurii Tojikiston, sanadhoi meyorii Bonki millii Tojikiston, Oinnomai mazkur mukholif nestand va baroi ijroi maqsadhoi Bonk zarurand, ijro namoyad.
  • Rayosat hangomi ishtiroki az se du hissai azoyonash komilhuquq hisob meyobad.

Qaror bo aksari ovozho qabul meshavad va hangomi barobarii ovozho ovozi Raisi Rayosat halkunanda meboshad. Paynavishthoi jalasai Rayosat az tarafi kotibi Rayosat burda shuda, az tarafi kotib va Raisi Rayosat yo shakhsi ivazkunandai on, imzo karda meshavand.

  • Ba vazifa tain va az vazifa ozod kardani kormandoni rohbarikunada:
  • Bonk dar borai az kor ozod kardani kormandoni rohbarikunanda bo zikri sababhoi on dar davomi se ruzi kori az sanai ozodkunii onho Bonki millii Tojikistonro ogoh mekunand;
  • kormandi rohbarikunanda, ki mutobiqi moddai 48 Qonuni Jumhurii Tojikiston «Dar borai Bonki millii Tojikiston» bo talabi Bonki millii Tojikiston az vazifa barkanor shudaast, nametavonad minbad uzvi SHuroi noziron, kormandi rohbarikunandai bonki digar intikhob va tain shavad.

15.    KUMITAI AUDIT VA HADAMOTI AUDITI DOHILI.

  • Bo maqsadi ba tavri dakhldor amali gardonidani vazifahoi nazorati dar Bonk dar nazdi SHuroi noziron Kumitai audit tasis doda shuda, tibqi qonunguzorii amalkunanda doroi vakolatu uhdadoriho megardad.
  • Azoi Kumita va Raisi on az jonibi SHuroi noziron ba muhlati 4 sol intikhob karda meshavand.
  • Raisi SHuroi noziron, Raisi Rayosat yo azoi Rayosat, azoi Kumitai audit buda nametavonand.
  • Qarorhoi Kumitai audit bo aksariyati ovozi azoi ishtirokdoshta qabul meshavand. Hangomi barobar budani miqdori ovozho, ovozi Raisi Kumitai audit halkunanda meboshad.
  • Dar Bonk hadamoti auditi dokhili amal menamoyad, ki ba on sarauditori dokhili rohbari menamoyad.
  • Sarauditori dokhilii Bonk boyad ba talaboti qismi 5 moddai 23 Qonuni Jumhurii Tojikiston «Dar borai faoliyati bonki» javobgu boshad. Sarauditor az jonibi SHuroi noziron tain karda meshavad.
  • Hadamoti auditi dokhili dar asosi Oinnomai Bonk va Nizomnoma «Dar borai Hadamoti auditi dokhili», ki bo qarori SHuroi noziron tasdiq shudaast, amal mekunad.

Hadamoti auditi dokhili doimoamalkunanda buda, kormandoni Hadamoti auditi dokhili kormandoni doimii Bonk meboshand. Sokhtor va shumorai hayati Hadamoti auditi dokhili dar asosi peshnihodi Kumiati audit, az jonibi SHuroi nozironi Bonk muayyan megardad.

Sarauditori dokhili bo qarori SHuroi nozironi Bonk tain gardida, az vazifa ozod karda meshavad.

SHakhsone, ki ba vazifaho dar Hadamoti auditi dokhili tain meshavand, huquqi ijro kardani digar vazifahoro dar Bonk nadorand.

16.   FILIALHO VA NAMOYANDAGIHOI BONK.

  • Bonk huquq dorad bo rioyai qonunguzorii amalkunandai dar hududi Jumhurii Tojikiston bo rozigii Bonki millii Tojikiston filialho, namoyandagiho tasis dihad. Bonk va filialhoi on metavonand berun az mahalli voqegardidai khud vohidhoi digari sokhtoriro bo tartibi muqarrarnamudai Bonki millii Tojikiston tasis dihad.
  • Vohidhoi sokhtorii mazkur az nomi Bonk amliyoti alohidai bonkiero ijro mekunand, ki nomgui onho bo sanadhoi meyori huquqii Bonki millii Tojikiston muqarrar karda meshavad.
  • Tasis dodani filialho va kushodani namoyandagihoi berun az hududi Jumhurii Tojikiston tibqi qonunguzorii davlati khorijii mahalli joygirshavii filial yo namoyandagi anjom doda meshavad, agar dar shartnomai baynalmillalii Jumhurii Tojikiston tartibi digare peshbini nashuda boshad.
  • Filial va namoyandagi shakhsi huquqi nabuda dar asosi nizomnomai tasdiqnamudai SHuroi nozironi Bonk amal mekunad. Filial yo namoyandagi bo molu mulk tamin megardad, ki on ham dar tavozuni alohidai onho va ham dar tavozuni  Bonk ba hisob girifta meshavad. Rohbari filial va namoyandagiho az jonibi Raisi Rayosati Bonk bo rioyai talaboti  qonunguzorii amalkunanda ba vazifa tain va az vazifa ozod  karda meshavand.
  • Filial va namoyandagi faoliyatro az Bonk dar asosi nizomnoma va vakolatnomai az jonibi raisi Rayosati yo Raisi Bonk dodashuda amali mekunand. Bonk az rui  uhdadorihoi filial va namoyandagi masul meboshad.
  • Filial va namoyandagihoi Bonk dar qalamravi Jumhurii Tojikiston bo tartibi muqarrarnamudai Qonuni Jumhurii Tojikiston «Dar borai baqaydgirii davlatii shakhsoni huquqi va sohibkoroni infirodi» ba qaydi davlati (hisobgiri dar fehrist) girifta meshavand.
  • Bonk mutobiqi qonunguzorii amalkunandai Jumhurii Tojikiston dar hududi Jumhurii Tojikiston, inchunin berun az hududi Jumhurii Tojikiston tibqi qonunguzorii davlati khoriji agar dar shartnomai Jumhurii Tojikiston tartibi digare peshbini nashuda boshad, subekthoi sahomii fari va vobastai doroi shakhsi huquqiro bo ishtiroki hissai afzaliyatnoki khud dar sarmoyai oinnomavii on, mutobiqi shartnomaho, yo ba tariqi digar imkoniyati muayyan namudani qarorhoi az jonibi chunin subektho qabulshavandaro doshta boshad. Subekti fari az rui uhdadorihoi Bonk masuliyat nadorad.
  • Ba hayati Bonk filialhoi zerin dokhil meshavand:
  1. Filiali Bonk dar nohiyai Sinoi shakhri Dushanbe (shahri Dushanbe, nohiyai Sino, khiyoboni S. SHerozi, 19),
  2. Filiali Bonk dar mahalai Zarafshoni nohiyai Sinoi shakhri Dushanbe (shahri Dushanbe, nohiyai Sino, kuchai Nusratullo Makhsum, 14),
  3. Filiali Bonk dar shahri Hujand (viloyati Sugd, shahri Hujand, kuchai Kamoli Hujandi, 181),
  4. Filiali Bonk dar shahri Kulob (viloyati Hatlon, shahri Kulob, kuchai Sangak Safarov, 4),
  5. Filiali Bonk dar shahri Bokhtar (viloyati Hatlon, shahri Bokhtar, kuchai Mirzoqodirova, 23).

17.   AZNAVTASHKILDIHI VA BARHAMDIHII BONK.

  • Aznavtashkildihii (muttahidshavi, hamrohshavi, taqsimshavi, judoshavi, tabdildihi) Bonk tanho bo rozigii peshakii Bonki millii Tojikiston surat megirad.
  • Rasmiyoti barhamdihii faoliyati Bonk dar asosi talaboti Qonuni Jumhurii Tojikiston «Dar borai barhamdihii tashkilothoi qarzi» dar shakli barhamdihii ikhtiyori va majburi guzaronida meshavad.
  • Az lahzai ba fehrasti davlatii baqaydgirii shakhsoni huquqi vorid namudani qaydi dakhldor barhamdihii Bonk ba itmom rasida va faoliyati Bonk qatgardida hisobida meshavad.

18.   MUQARRAROTI HOTIMAVI.

  • Maqomoti idorakunii Bonk faoliyati khudro dar asosi tartibot va qoidahoi dar Kodeksi idorakunii korporativi va digar hujjathoi dokhilie, ki bo qarori Majlisi umumii sahmiyadoroni Bonk bo maqsadi mushakhkhas kardani bandhoi alohidai Oinnomai mazkur tasdiq shudaast, tashkil mekunad.
  • Baroi halli yak qator masalahoe, ki ba fikri Rayosati Bonk dar asosi khulosai mutakhassisoni balandikhtisos qabul kardani qarori mashvarati zarur ast, dar Bonk Kumitaho, Komissiyaho va Guruhhoi kori tashkil kardan mumkin ast. Hayati shakhsi va miqdori, hududhoi salohiyat, muhlati faoliyat va tobeiyati onho tavassuti qarorhoi Rayosat yo farmoni Raisi Bonk muqarrar karda meshavad.
  • Tagyirotu ilovaho ba Oinnomai mazkur bo qarori Majlisi umumii sahmiyadoroni Bonk tasdiq karda meshavand.
  • Dar borai tagyirotu ilovahoi dar Majlisi umumii sahmiyadoron qabulgardida, dar muddati na dertar az yak moh az ruzi qabul kardani qarori dakhldor ba Bonki millii Tojikiston khabar doda meshavad va inchunin, dar holathoi dar qonunguzori peshbinishuda ba maqomoti baqaydgiranda, ki baqaydgirii shakhsoni huquqiro dar Jumhurii Tojikiston amali menamoyand, akhborot medihad.
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