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Namudhoi amonat

amonat-2-660x330Tibqi nazari Bonki milii Tojikiston «Amonatro»-ro ba 3-shakl taqsim karda shudaast, az jumla:

  1. Amonathoi muhlatnok;
  2. Amonathoi pasandozi;
  3. Amonathoi darkhosti;

Amonati mukhlatnok chist?    — Amonati muhlatnok in mablagi pulie, ki az jonibi odamon yo korkhonaho dar bonk va yo tashkiloti moliyavi bo sharti guzoshtani puli onho dar muhlati muayyan meboshad. YAne masalan shumo mablagi 1000 dollari IMA-ro dar bonk ba muhlati 2 sol guzoshtanied. Az rui amonathoi muhlatnok  ba mizojon bonkho foizi istifodabariro medihand, ki in nisbati digar namudi amonatho nihoyat baland ast.

Amonati pasandozi chist?  — Amonati pasandozi in yak namudi amonatest, ki baroi shakhsoni voqei taaluq doshta muhlati muayyan baroi nigahdori dar bonk nadorad va dilkhoh vaqt ba on mablagi ilovagiro zam karda meshavad  va yo qisme az onro bargardonida girifta meshavad;

Amonati darkhosti chist? – Amonati darkhosti  in namudi amonatest, ki sohiboni on dilkhoh vaqt metavonand az bonk onro talab karda girand va yo ba boloi on mablagi ilovagiro zam namoyand. Amonathoi darkhosti baroi shakhsoni huquqi tainoti istifodai huquqi dorand. YAne shakhsoni voqei (odamon) haq nadorand, ki amonathoi darkhostiro istifoda barand.

Boyad guft, ki nozukihoi namudi amonatho vobast ast az qonunguzorii har yak kishvar. Masalan namudhoi amonat dar davlathoi islomi az jumla Eron, Arabistoni Saudi va gayraho mutobiqi qonunhoi shariat ba tanzim darovarda meshvand va az shaklhovu sharthoi amonathoi Tojikiston va digar davlathoi demokrati farqiyati kulli dorand.

Qayd namud, ki masalahoi marbut ba amonatro dar kishvari mo, tavassuti Dasturamali №171 «Dar borai kushodan, az nav ba rasmiyat darovardan va bastani surathisobhoi bonki az tarafi tashkilothoi qarzi dar Jumhurii Tojikiston” az tarafi Bonki millii Tojikiston ba tanzim darovarda meshavad.

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