Home / Gunogun / Qarzi intradey chist?

Qarzi intradey chist?

Manoi kalimai intradey az anglisi buda  manoyash “dar davomi ruz” meboshad. In qarzest, ki yak bonk ba  bonki digar qarzi kutohmuddat va odatan 1-ruza medihad, ba sharte ki agar bonki qarzgiranda dar bonki u surathisobi murosiloti dorad va qismi baqiyai onro ba garav meguzorad. Masalan bonki Alif mekhohad puli somoni girad vale dar hisobi murosilotiash dollari IMA dorad. Dar hamin holat qisme az asori khorijii khudro ba garav guzoshta metonad puli somoni girad. Odatan chunin qarz befoiz meboshad va baroi nigoh doshtani pardokhtpazirii bonk lozim ast.

Namunai Sozishnomai qarzii kull dar borai qarzi ruzona (intradey) № ______

az “___”______________ soli 2018                                                                  sh. Dushanbe

Bonki millii Tojikiston dar simoi Raisi Bonki millii Tojikiston Nurmahmadzoda J., ki minbad “BMT” nomida shuda, dar asosi Qonuni Jumhurii Tojikiston “Dar borai Bonki millii Tojikiston” amal mekunad, az yak taraf va Jamiyati sahomii pushidai “Tojbonk” dar simoi Raisi Bonk Safarov Safar Safarovich, ki dar asosi Oinnoma amal mekunad va minbad “Bonk” nomida meshavad, va minbad dar yakjoyagi “Tarafho”, dar asosi Dasturamali №220 “Dar borai amaliyoti kutohmuhlati boztamvil” (minbad – Dasturamal) bo sharthoi zerin dar borai qarzi ruzona (intradey) Sozishnomai qarzii kull (minbad – Sozishnoma) ba imzo rasonidand:

  1. Mavzui Sozishnoma

1.1. Mavzui Sozishnomai mazkur muayyan namudani shartho va tartibi az jonibi BMT peshnihod namudani qarzi ruzona (intradey) ba Bonk tariqi Nizomi avtomatishudai savdo (minbad – “NAS”) va tanzimi munosibathoi huquqii az on baroyanda meboshad.

  1. SHarthoi peshnihodi qarzi ruzona (intradey)

2.1. Tartibi giriftan, pardokht va tamdid namudani qarzi ruzona (intradey) bo Dasturamal, talaboti kor bo NAS va Sozishnomai mazkur ba tanzim darovarda meshavad.

2.2. Qarzi ruzona (intradey) bo maqsadi sarivaqt va muntazam anjom dodani pardokhtho dar nizomi pardokhti Jumhurii Tojikiston doda meshavad.

2.3. Qarzi ruzona (intradey) bo puli milli, be foiz va tahti taminot bo maqsadi ziyod namudani samaranokii kori nizomi pardokhti Jumhurii Tojikiston, dar har ruzi kori doda meshavad.

2.4. Baroi giriftani qarzi ruzona (intradey) Bonk boyad ba talaboti bandi 6 Dasturamal muvofiqat namoyad.

2.5. Baroi giriftani qarzi ruzona (intradey) tibqi Sozishnomai mazkur, Bonk boyad ba BMT tariqi NAS az soati 09:00 to 15:00 ruzi kori darkhost peshnihod kunad.

2.6. Zakhirahoi qarzi badi az jonibi BMT band (blokirovka) kardani kogazhoi qimatnok, mablaghoi pulii Bonk, ki ba sifati taminoti qarz peshnihod megardand, ba surathisobi murosilotii Bonk dar BMT intiqol doda meshavand.

  1. Taminoti qarz

3.1. Tamini ijroi uhdadorihoi ba khud giriftai Bonk oidi bargardonidani qarzi ruzona (intradey) az rui darkhosti peshnihodshuda, doroihoi Bonk meboshand, ki dar bobi 3 Dasturamal muqarrar shudaast. Nomgui mushakhkhasi doroiho (vositaho), baroi taminoti uhdadorihoi Bonk az rui har yak qarzi giriftashuda dar darkhosti Bonk muqarrar karda meshavand.

3.2. Doroihoi (vositahoi) Bonk, ki taminoti qarzi ruzona (intradey) meboshand bo nazardoshti koeffitsienti islohii az jonibi BMT muqarrarshuda peshnihod gardida, dar berunnavis (ticket) qayd karda meshavad.

3.4. Doroihoe (vositahoe), ki taminoti qarzi nopardokhtai ruzona (intradey) meboshand, hangomi tamdid va az nav ba rasmiyat darovardani on ba qarzi shabonaruzi (overnayt) ba taminoti qarzi shabonaruzi (overnayt) tabdil meyoband.

  1. SHarthoi pardokhti qarzi ruzona (intradey)

4.1. Pardokhti qarzi ruzona (intradey) dar ruzi dodani on to soati 16:00 amali megardad.

4.2. Dar surati sarivaqt va purra az jonibi Bonk ijro gardidani uhdadoriho oid ba qarzi ruzona (intradey), BMT kogazhoi qimatnok, mablaghoi pulii Bonkro, ki baroi tamini qarz peshnihod gardidand va bandshuda budand (blokirovka) ozod menamoyad.

4.3. Hangomi dar muhlati muqarrarshuda ijro nagardidani uhdadorihoi Bonk baroi bozgardonii qarzi ruzona (intradey), bo darkhosti Bonk in qarz bo taminoti dakhldor to ruzi oyandai kori bo rohi az nav hamchun qarzi shabonaruzi (overnayt) ba rasmiyat darovardani on bo meyori foizie, ki baroi istifoda az qarzi shabonaruzi (overnayt) muqarrar megardad, dar ruzi az nav ba rasmiyat darovardan tamdid karda meshavad.

4.4. Munosibathoi huquqie, ki bayni BMT va Bonk badi az nav ba rasmiyat darovardani qarzi pardokhtnashudai ruzona (intradey) ba qarzi shabonaruzi (overnayt) ba miyon meoyand, minbad dar asosi bobi 5 Dasturamal va Sozishnomai kull baroi qarzi shabonaruzi (overnayt) ba tanzim darovarda meshavand.

  1. Uhdadori va huquqhoi tarafho

5.1. Tarafho uhdadori va huquqhoro tibqi Dasturamal, Sozishnomai mazkur, digar sanadhoi meyorii huquqii Bonki millii Tojikiston va qonunguzorii Jumhurii Tojikiston muayyan mekunand.

5.2. Tarafho baroi durusti, sarivaqti va makhfiyati amalhoe, ki kormandonashon vobasta ba guzaronidani amaliyoti giriftan va pardokht kardani qarzi ruzonai (intradey) BMT anjom medihand, tibqi Dasturamal va Sozishnomai mazkur purra masuliyat ba zimma dorand.

5.3. BMT uhdador meshavad:

5.3.1. Mablagi qarzi ruzonaro (intradey) ba surathisobi murosiloti bo puli milli ba Bonk bo nazardoshti taminoti peshnihodshudai on guzaronad.

5.3.2. Dar surati peshnihod namudani qarzi ruzona (intradey) tahti tamini Vekselhoi Hazinadorii davlatii Vazorati moliyai Jumhurii Tojikiston, kogazhoi qimatnoki Bonki millii Tojikiston, mablaghoi pulie, ki dar surathisobhoi on dar BMT mavjudand, bo tartibi muqarrarshuda doroihoi mazkurro band (blokirovka) namoyad. Ba baqiyai mablaghoi puli dar surathisobhoi Bonk, ki baroi tamini qarz peshnihod gardidand va bandshuda budand (blokirovka) foiz hisob karda nameshavad.

5.3.3. Dar surati sarivaqt va purra ijro shudani uhdadorihoi Bonk, kogazhoi qimatnok, mablaghoi pulii Bonkro, ki baroi tamini qarz peshnihod gardidand va bandshuda budand (blokirovka) ozod namoyad.

5.4. BMT huquq dorad:

5.4.1. Dar surati nokifoya budani mablagi umumii taminoti qarz yo bo sababi gunogun past shudani arzishi on, az Bonk purra namudani on yo ivaz kardani onro ba garavi hamarzish talab namoyad.

5.5. Bonk uhdador ast:

5.5.1. Baroi giriftani qarzi ruzona (intradey) dar ruzi amaliyoti (savdo) az soati 09:00 to 15:00 bo tartibi muqarrarshuda tariqi NAS tibqi talaboti Dasturamal va Sozishnomai mazkur darkhost peshnihod namoyad.

5.5.2. Ba BMT tibqi bobi 3 Dasturamal baroi taminoti qarz doroihoi (vositahoi) khudro peshnihod kunad.

5.5.3. Baroi band kardani Vekselhoi Hazinadorii davlatii Vazorati moliyai Jumhurii Tojikiston, kogazhoi qimatnoki Bonki millii Tojikiston, mablaghoi pulii dar surathisobhoi Bonk dar BMT mavjudbuda, ki az jonibi Bonk ba sifati tamini qarz peshnihod megardand, rozigi dihad.

5.5.4. Ba BMT qarzi ruzona (intradey)-ro bo rohi guzaronidani mablag ba surathisobi dakhldor dar muhlati muqarrarshuda bargardonad.

5.5.5. Hamai shartho va talaboti Dasturamal va Sozishnomai mazkurro rioya namoyad.

5.6. Bonk huquq dorad:

5.6.1. Dar surati rioyai sharthoi Dasturamal va Sozishnomai mazkur az BMT qarzi ruzona (intradey) girad.

5.6.2. Dar surati sarivaqt pardokht kardani qarzi ruzona (intradey) az BMT ozod namudani kogazhoi qimatnok, mablaghoi puliro, ki baroi tamini qarz peshnihod gardidand va bandshuda budand (blokirovka) talab namoyad.

  1. SHarthoi makhsus

6.1. Dar surati ba miyon omadani holathoi quvvai rafnashavanda (holathoi favquloda), ki ba on ba tavri mustaqim yo gayrimustaqim holathoi doroi khususiyati favquloda, az jumla zaminjunbi va digar ofathoi tabii, amalu qarorhoi maqomoti davlati, amaliyoti harbi va betartibihoi ommavi sabab megardad va Tarafhoi Sozishnomai mazkur baroi nazorati onho imkoniyat nadorand va in holatho ba ijro shudani uhdadorihoi onho az rui Sozishnomai mazkur mone megardad, muhlati ijroi in uhdadoriho mutanosiban ba vaqti amali in holathoi favquloda mavquf guzoshta meshavad, vale tanho ba on andozae, ki onho baroi dar muhlat ijro shudani Sozishnomai mazkur yo on qismati on, ki boyad badi ba miyon omadani in holathoi favquloda ijro megardid, tasir rasonand.

6.2. Tarafhoi Sozishnomai mazkur boyad betakhir dar davomi ruzi kori yakdigarro dar borai ogozi holathoi favqulodae, ki ba ijro gardidani uhdadorihoi onho az rui Sozishnomai mazkur mone megardand va dar borai anjomyobii onho dar oyanda dar shakli shifohi va khatti khabar dihand.

6.3. Az jonibi yake az Tarafho ijro nagardidani uhdadoriho az rui Sozishnomai mazkur vayron kardani Sozishnomai mazkur ba hisob nameravad, agar ba in holathoi favquloda sabab shavand, ba sharte ki Tarafi ba holati favquloda duchorshuda sarivaqt hamai chorahoi zaruriro baroi rafi in guna oqibatho andeshad.

  1. Nuqsoni tekhniki

7.1. Dar holati ba miyon omadani nuqsoni tekhniki dar joyi korii Bonk va omoda karda natavonistani hujjathoi elektroni, Bonk boyad sarivaqt ba BMT dar borai on khabar dihad va faoliyati benuqsoni joyi koriro bo nuskhai ehtiyotii taminoti barnomavi barqaror namoyad.

7.2. Dar holati sar zadani nuqsoni tekhnikii NAS dar BMT, ki dar natijai on korkardi hujjathoi elektroni gayriimkon megardad, BMT metavonad bo farmoishi rohbariyati BMT dodani qarzi ruzonaro (intradey) to barqarorshavii faoliyati NAS dar BMT bozdorad yo dodani qarzi ruzonaro (intradey) dar asosi darkhosti giriftani qarzi ruzona (intradey), ki Bonk dar shakli kogazi peshnihod kardaast, amali namoyad (Zamimai 1).

  1. Ikhtilofot va bahsi tarafho

8.1. Ikhtilofot va bahshoero, ki dar rafti ijroi sharthoi Sozishnomai mazkur ba miyon meoyand, Tarafho peshaki bo maqsadi paydo kardani halli qobili qabuli onho hallu fasl menamoyand.

8.2. Dar surati bo rohi sozish ba muvofiqa naomadan, ikhtilofot va bahsi Tarafho bo tartibi muqarrarkardai qonunguzorii Jumhurii Tojikiston dar Sudi Olii iqtisodii Jumhurii Tojikiston barrasi karda meshavad.

  1. Digar shartho

9.1. Bo rozigii Tarafho ba sharthoi Sozishnomai mazkur tagyiru ilovaho vorid kardan mumkin ast.

9.2. Hamai tagyiru ilovaho ba Sozishnomai mazkur on vaqt etibor dorand, ki agar dar shakli khatti surat girifta, az jonibi Tarafho imzo shuda boshand.

9.3. Sozishnomai mazkur dar du nuskha, ki har kadom etibori yagonai huquqi dorand, tahiya gardidaast va yak nuskhai on dar BMT monda, nuskhai digar ba Bonk doda meshavad.

  1. 10. Muhlati amali Sozishnoma va tartibi bekor kardani on

10.1. Sozishnomai mazkur az lahzae, ki onro Tarafho imzo mekunand,  amal mekunad. Qat gardidani amali Sozishnomai mazkur uhdadorihoi Bonkro oid ba bargardonidani qarzi qablan giriftai vay va rioyai sharthoi predmeti garav, ki Sozishnomai mazkur peshbini kardaast, inchunin uhdadorihoi BMT-ro oid ba ozod kardani predmeti garav bo tartibi muayyankardai Sozishnomai mazkur qat namesozad.

10.2. BMT huquq dorad yaktarafa biduni peshaki ogoh kardani Bonk Sozishnomai mazkurro dar holathoi zerin bekor namoyad:

– ijro nakardani talaboti Dasturamal va sharthoi Sozishnomai mazkur az jonibi Bonk;

– bozkhondi ijozatnomai Bonk baroi guzaronidani amaliyoti bonki, ki BMT dodaast;

– qat gardidani faoliyati Bonk hamchun shakhsi huquqi tibqi qonunguzorii amalkunandai Jumhurii Tojikiston;

– muflis elon shudani Bonk.

  1. Nishonii huquqi va mushakhkhasoti Tarafho

 

 

 

Namuna

Zamima ba

Sozishnomai qarzii kull

dar baroi qarzi ruzona (intradey) №_____

 

Darkhosti №____

ba Sozishnomai qarzii kull

dar baroi giriftani qarzi ruzona (intradey) №_____

 

az “___”______________ soli 2018                                                                  sh. Dushanbe

 

Bonk: __________

 

  1. Hohish menamoyad, ki dar hajmi __________ (bo huruf) somoni qarzi ruzona (intradey) doda shavad.
  2. Tarikhi dodani qarz: “___”______________ soli 2018.
  3. Tarikhi pardokhti qarz: “___”______________ soli 2018.
  4. Baroi taminnokii qarz doroihoi (vositahoi ) zerin peshnihod karda meshavand:

a) Kogazhoi qimatnok:

 

Navi

VHD VMJT

yo

KQ BMT

Raqami

qayd

Tarikhi

barorish

Tarikhi

pardokht

Miqdor

(adad)

Mablag

az rui

nominal

(bo somoni)

1 VHD VMJT 0,00
2 KQ BMT 0,00
H Hamagi H H H H 0,00

 

b) Asori khoriji:

Surathisobhoi murosiloti

№20602840__________

№20602978__________

№20602826__________

№20602810__________

 

Navi asor Mablag
1 Dollari IMA 0,00
2 EVRO 0,00
3 Funt sterlingi Ingliston 0,00
4 Rubli Rusiya 0,00
H Hamagi (hamarzish bo somoni) 0,00

 

v) Amonat bo puli milli:

Surathisobho

№_______________

№_______________

 

  1. Dar surati ijro nagardidani uhdadorihoi bozgardonii qarzi ruzona (intradey) to soati 16:00 ruzi amaliyotii (savdoi) dodani qarzi ruzona (intradey) Bonk khohish menamoyad, ki mablagi qarzi ruzona (intradey) to ruzi oyandai kori az lahzai dodani on bo az nav ba rasmiyat darovardani on ba qarzi shabonaruzi (overnayt) tamdid karda shavad.
  2. Meyori qarzi shabonaruzi (overnayt) ___ foizi solona.
  3. Tarikhi dodani qarz: “___”______________ soli 2018.
  4. Tarikhi pardokhti qarz: “___”______________ soli 2018.
  5. Bonk khohish menamoyad, ki baroi taminnokii qarzi tamdidshudai ruzona (intradey), ki hamchun qarzi shabonaruzi (overnayt) az nav ba rasmiyat darovarda shudaast, taminoti garave hisob karda shavad, ki dar bandi 4 darkhosti mazkur zikrshuda peshnihod shudaast.
  6. Bonk khohish menamoyad, ki amalhoi minbadai BMT az lahzai hamchun qarzi shabonaruzi (overnayt) az nav ba rasmiyat darovardani mablagi qarzi ruzona (intradey) to purra pardokht shudani on tibqi Dasturamal anjom doda shavad.
  7. Hangomi nokifoya budani mablag dar surathisobi murosilotii Bonk dar BMT, Bonk ba BMT huquq medihad, ki mablagi dakhldorro az hisobi taminoti dar bandi 4 darkhosti mazkur zikrshuda bo tartibi muqarrarkardai qonun dar lahzai rasidani muhlati ijroi uhdadoriho ruyonad.

 

 

 

______________ (vazifa) ____________ (nomu nasab) ______ (imzo)

Загрузка...

Dar boramon

Инчунин кобед

maxresdefault

Istiqloliyati Muguliston

Tobistoni soli 1911 harakati ziddimanjuri boz ham purzurtar meshavad. Dastgirii Rusiya baroi elon karda shudani …